| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1560 ORANGE AVENUE SUITE 750 WINTER PARK, FL 327895552 | HEALTH OPTIONS | $26K | — | $26K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1560 ORANGE AVENUE SUITE 750 WINTER PARK, FL 327895552 | BLUE CROSS BLUE SHIELD OF FLORIDA | $7K | — | $7K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1560 ORANGE AVENUE SUITE 750 WINTER PARK, FL 327895552 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | — | $5K | 8.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL LIMITED | 300 LASALLE ST 17TH FL CHICAGO, IL 60654 | PRINCIPAL LIFE INSURANCE COMPANY | — | $3K | $3K | 4.37% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 1560 ORANGE AVENUE STE 750 WINTER PARK, FL 327895552 | AFLAC | $724 | — | $724 | 4.70% |
| REBEKAH L FUSSELL3 | 11007 CREIGHTON DR ORLANDO, FL 32817 | AFLAC | $528 | $118 | $646 | 4.20% |
| ROBIN PONCE3 | 2849 ROXBURY RD WINTER PARK, FL 32789 | AFLAC | $158 | $13 | $171 | 1.11% |
| TEAM WEISS AND ASSOC LLC3 | P. O. BOX 149505 ORLANDO, FL 32814 | AFLAC | $60 | $24 | $84 | 0.55% |
| TERESA A RUCKER3 | 6248 BORDEAUX CIR SANFORD, FL 32771 | AFLAC | $71 | — | $71 | 0.46% |
| REBEKAH FUSSELL3 | 1100 CREIGHTON DR ORLANDO, FL 32817 | AFLAC | $67 | — | $67 | 0.44% |
| MEGAN MARIE MCCARRELL3 | 2360 W COUNTY ROAD 44 EUSTIS, FL 32723 | AFLAC | $48 | — | $48 | 0.31% |
| US BENETEC WORKPLACE SOLUTIONS3 | 99 WOOD AVENUE SOUTH SUITE 501 ISELIN, NJ 08830 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $329 | — | $329 | 5.07% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1560 ORANGE AVENUE SUITE 750 WINTER PARK, FL 327895552 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $35 | — | $35 | 0.54% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1560 ORANGE AVENUE SUITE 750 WINTER PARK, FL 32789 | CONTINENTAL AMERICAN INSURNACE COMPANY | $1K | — | $1K | 24.65% |
| REBEKAH L FUSSELL3 | 11007 CREIHTON DRIVE ORLANDO, FL 32817 | CONTINENTAL AMERICAN INSURNACE COMPANY | $927 | — | $927 | 16.85% |
| TEAM WEISS AND ASSOC LLC3 Filed as: TEAM WEISS AND ASSOCIATES LLC | 1521 MT VERNON ST ORLANDO, FL 32803 | CONTINENTAL AMERICAN INSURNACE COMPANY | $234 | — | $234 | 4.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS | 82 | $673K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 147 | $65K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 147 | $65K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 147 | $65K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 147 | $65K |
| Other(3 contracts, 3 carriers) | AFLAC | 28 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 147 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.