| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | DEPT 3042, PO BOX 123042 DALLAS, TX 75312 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $40K | — | $40K | 9.88% |
| ALLIANT INSURANCE SERVICES, INC.3 | 320 WEST 57TH STREET NEW YORK, NY 10019 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | -$11 | $5K | $5K | 1.23% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | — | $11K | 11.10% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $3K | $3K | 2.68% |
| ALLIANT INSURANCE SERVICES, INC.3 | 720 OLIVE WAY, SUITE 1700 SEATTLE, WA 98101 | SUN LIFE ASSURANCE COMPANY OF CANADA | $83 | — | $83 | 0.08% |
| MJ INSURANCE3 Filed as: JOHANN RESTITUYO AND VARIOUS AGENTS | 81 STEPHEN DRIVE HOUSTON, TX 77095 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.74% |
| BUSINESSOLVER.COM, INC.3 | 1025 ASHWORTH ROAD, SUITE 101 WEST DES MOINES, IA 50265 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.22% |
| TODD J BURKE CORP3 Filed as: TODD J. BURKE | 2 IRIS LANE GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.69% |
| T AND H BENEFITS, LLC3 | 320 WEST 57TH STREET NEW YORK, NY 10019 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.59% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $938 | — | $938 | 1.39% |
| DOUGLAS MEIER3 | 803 RIVER RENAISSANCE EAST RUTHERFORD, NJ 07073 | CONTINENTAL AMERICAN INSURANCE COMPANY | $902 | — | $902 | 1.33% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER | 401 FRANKLIN AVENUE, SUITE 312 GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $415 | — | $415 | 0.61% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $556 | $5K | 17.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,749 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,775 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 705 | $405K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 705 | $405K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 951 | $98K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 951 | $98K |
| Other(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 951 | $194K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 951 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.