| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC6 Filed as: AON CONSULTING | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | NEIGHBORHOOD HEALTH PARTNERSHIP | $0 | $59K | $59K | 1.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 331314900 | UNITEDHEALTHCARE INSURANCE COMPANY | $14K | $11K | $24K | 1.95% |
| ESKRA & ASSOCIATES INC3 Filed as: ESKRA & ASSOCIATES | 100 MIRACLE MILE CORAL GABLES, FL 33134 | PRINCIPAL FINANCIAL GROUP | $17K | $0 | $17K | 15.95% |
| CARLIE R RABON3 | 6135 PARK SOUTH DRIVE SUITE 510 CHARLOTTE, NC 282100100 | PRINCIPAL FINANCIAL GROUP | $11K | $3K | $14K | 13.02% |
| AON CONSULTING INC3 | 1001 BRICKELL BAY DRIVE MIAMI, FL 33131 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 5.00% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 60673 | ARMADACARE | $666 | $0 | $666 | 0.92% |
| AON CONSULTING INC3 | 1001 BRICKELL BAY DRIVE MIAMI, FL 33131 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 5.00% |
| SHIRLEY SASTRE SOUTO3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $2K | $70 | $2K | 6.07% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | AFLAC | $1K | $0 | $1K | 3.14% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $859 | $20 | $879 | 2.47% |
| LOURDES M MARRERO3 | 15253 SW 112TH TERRANCE MIAMI, FL 33196 | AFLAC | $691 | $50 | $741 | 2.08% |
| RONALD INFANTINO3 | 7242 SW 163RD COURT MIAMI, FL 33193 | AFLAC | $345 | $0 | $345 | 0.97% |
| RENATO MARRERO3 | 15253 SW 112TH TERRACE MIAMI, FL 33196 | AFLAC | $177 | $0 | $177 | 0.50% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMSON, GA 30824 | AFLAC | $92 | $0 | $92 | 0.26% |
| ALFRED RIETKERK3 | 3120 NE 47TH STREET FORT LAUDERDALE, FL 33308 | AFLAC | $87 | $4 | $91 | 0.26% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NW KENNESAW, GA 30152 | AFLAC | $51 | $0 | $51 | 0.14% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 7659 HERITAGE CROSSING WAY REUNION, FL 33175 | AFLAC | $36 | $0 | $36 | 0.10% |
| SUSSY FERNANDEZ3 | 3208 SW 143RD PLACE MIAMI, FL 33175 | AFLAC | $34 | $0 | $34 | 0.10% |
| MARIA C ORTIZ3 | 7400 SW 50TH TERRACE SUITE 300 MIAMI, FL 33155 | AFLAC | $29 | $0 | $29 | 0.08% |
| CUSTOM BENEFIT PROGRAMS INC3 | 897 12TH STREET HAMMONTON, NJ 08037 | AFLAC | $25 | $0 | $25 | 0.07% |
| SARA G. LOPEZ3 Filed as: SARA G LOPEZ | 7425 SW 129TH COURT MIAMI, FL 33183 | AFLAC | $17 | $0 | $17 | 0.05% |
| RAMON E MASCANOSA3 | PO BOX 430780 MIAMI, FL 33243 | AFLAC | $16 | $0 | $16 | 0.05% |
| PAUL J COHEN3 | 7901 HISPANOLA AVENUE APARTMENT 904 NORTH BAY VILLAGE, FL 33141 | AFLAC | $16 | $0 | $16 | 0.05% |
| BRYAN FERNANDEZ-SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $16 | $0 | $16 | 0.05% |
| GRAVES INC3 | 5336 CAPTAINS COURT NEW PORT RICHEY, FL 34652 | AFLAC | $14 | $0 | $14 | 0.04% |
| JEANNETTE ISABEL BRITO BENTANCOURT3 | PO BOX 442444 MIAMI, FL 33144 | AFLAC | $12 | $0 | $12 | 0.03% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD ROAD COLUMBUS, GA 31904 | AFLAC | $8 | $0 | $8 | 0.02% |
| ECK INC3 | PO BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $5 | $0 | $5 | 0.01% |
| KAHN-CARLIN & CO INC3 | 3350 SOUTH DIXIE HIGHWAY MIAMI, FL 33133 | AFLAC | $5 | $0 | $5 | 0.01% |
| YOLANDA F LASTRA3 | 9733 NW 45TH LN DORAL, FL 33178 | AFLAC | $4 | $0 | $4 | 0.01% |
| VALERIE MARQUEZ BLANCO3 | 12110 SW 105TH TERRACE MIAMI, FL 33186 | AFLAC | $4 | $0 | $4 | 0.01% |
| GABLES FINANCIAL GROUP INC3 | PO BOX 430780 MIAMI, FL 33243 | AFLAC | $4 | $0 | $4 | 0.01% |
| KIMMEY INSURANCE SERVICES INC3 | PO BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $3 | $0 | $3 | 0.01% |
| SHIRLEY SASTRE SOUTO3 Filed as: SHIRLEY SASTRE-SOUTO | 1401 TUNIS STREET CORAL GABLES, FL 33134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 18.59% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 14.73% |
| LOURDES M MARRERO3 | 15253 SW 112TH TERRACE MIAMI, FL 33196 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 7.05% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLE, FL 33114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $944 | $0 | $944 | 4.56% |
| SUWAT ASSAWAMATIYANONT3 | 4410 BOUGAINVILLA DRIVE #4 FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $107 | — | $107 | 0.52% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 575 NE 5TH TERRACE APARTMENT 339 FT LAUDERDALE, FL 33301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54 | $0 | $54 | 0.26% |
| FRANK ROBERT SOBOCINSKI3 Filed as: FRANK R SOBOCINSKI | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | $0 | $53 | 0.26% |
| ALFRED RIETKERK3 Filed as: ALFRED C RIETKERK | 7900 MIAMI LAKES DRIVE SUITE 302 MIAMI, FL 33016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | $0 | $29 | 0.14% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $4K | $0 | $4K | 19.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 675 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 681 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | NEIGHBORHOOD HEALTH PARTNERSHIP | 1,022 | $7.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 986 | $1.2M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 986 | $1.2M |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 685 | $197K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 129 | $38K |
| Long-term disability(2 contracts, 2 carriers) | PRINCIPAL FINANCIAL GROUP | 675 | $161K |
| Other(7 contracts, 7 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 685 | $371K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,022 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.