| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | NEIGHBORHOOD HEALTH PARTNERSHIP | — | $33K | $33K | 0.83% |
| AON CONSULTING INC3 Filed as: AON CONSULTING WORLDWIDE, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $5K | $12K | $17K | 0.71% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - CHICAGO | 29840 NETWORK PLACE CHICAGO, IL 606731298 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $401 | $401 | 0.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 331314900 | UNITED HEALTHCARE INSURANCE COMPANY | $8K | $6K | $14K | 1.82% |
| CARLIE R RABON3 | 6135 PARK SOUTH DRIVE SUITE 510 CHARLOTTE, NC 282100100 | PRINCIPAL LIFE INSURANCE COMPANY | $15K | $5K | $20K | 16.38% |
| ESKA & ASSOCIATES3 | 100 MIRACLE MILE CORAL GABLES, FL 33134 | PRINCIPAL LIFE INSURANCE COMPANY | $20K | — | $20K | 16.21% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 60673 | ARMADACARE | $1K | — | $1K | 1.55% |
| AON CONSULTING INC3 | 1001 BRICKELL BAY DRIVE MIAMI, FL 33131 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 5.00% |
| SHIRLEY SASTRE SOUTO3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $1K | $56 | $1K | 4.27% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | AFLAC | $805 | — | $805 | 2.50% |
| SHIRLEY SASTRE SOUTO3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $504 | $155 | $659 | 2.05% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $489 | $31 | $520 | 1.62% |
| RONALD INFANTINO3 | 7242 SW 163RD COURT MIAMI, FL 33193 | AFLAC | $296 | — | $296 | 0.92% |
| LOURDES M MARRERO3 | 15253 SW 112TH TERRACE MIAMI, FL 33196 | AFLAC | $220 | — | $220 | 0.68% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $211 | $4 | $215 | 0.67% |
| LOURDES M MARRERO3 | 15253 SW 112TH TERRACE MIAMI, FL 33196 | AFLAC | $161 | — | $161 | 0.50% |
| RENATO MARRERO3 | 15253 SW 112TH TERRACE MIAMI, FL 33196 | AFLAC | $152 | — | $152 | 0.47% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMSON, GA 30824 | AFLAC | $77 | — | $77 | 0.24% |
| ALFRED RIETKERK3 | 3120 NE 47TH STREET FORT LAUDERDALE, FL 33308 | AFLAC | $61 | — | $61 | 0.19% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NW KENNESAW, GA 30152 | AFLAC | $45 | — | $45 | 0.14% |
| RAMON E MASCANOSA3 | PO BOX 430780 MIAMI, FL 33243 | AFLAC | $15 | — | $15 | 0.05% |
| PAUL J COHEN3 | 7901 HISPANOLA AVENUE APARTMENT 904 NORTH BAY VILLAGE, FL 33141 | AFLAC | $13 | — | $13 | 0.04% |
| SUWAT ASSAWAMATIYANONT3 | 1800 NE 48TH COURT FORT LAUDERDALE, FL 33308 | AFLAC | $12 | — | $12 | 0.04% |
| JEANNETTE ISABEL BRITO BENTANCOURT3 | PO BOX 442444 MIAMI, FL 33144 | AFLAC | $11 | — | $11 | 0.03% |
| GRAVES INC3 | 5336 CAPTIANS COURT NEW PORT RICHEY, FL 34652 | AFLAC | $10 | — | $10 | 0.03% |
| BRYAN FERNANDEZ-SASTRE3 | PO BOX 149127 CORAL GABLES, FL 33114 | AFLAC | $9 | — | $9 | 0.03% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | AFLAC | $5 | — | $5 | 0.02% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH STREET FORT LAUDERDALE, FL 33334 | AFLAC | $5 | — | $5 | 0.02% |
| JAVIER ORTIZ3 | 165 NE 96TH STREET MIAMI SHORES, FL 33138 | AFLAC | $5 | — | $5 | 0.02% |
| ECK INC3 | PO BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $5 | — | $5 | 0.02% |
| KAHN-CARLIN & CO INC3 Filed as: KAHN-CARLIN & CO. INC | 3350 SOUTH DIXIE HIGHWAY MIAMI, FL 33133 | AFLAC | $4 | — | $4 | 0.01% |
| VALERIE MARQUEZ BLANCO3 | 12110 SW 105TH TERRACE MIAMI, FL 33186 | AFLAC | $4 | — | $4 | 0.01% |
| GABLES FINANCIAL GROUP INC3 | PO BOX 430780 MIAMI, FL 33243 | AFLAC | $3 | — | $3 | 0.01% |
| YOLANDA F LASTRA3 | 9733 NW 45TH LANE DORAL, FL 33178 | AFLAC | $3 | — | $3 | 0.01% |
| KIMMEY INSURANCE SERVICES INC3 | PO BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $2 | — | $2 | 0.01% |
| THOMAS R BAILEY3 | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $2 | — | $2 | 0.01% |
| DAVID S MORRIS3 | 950 PENINSULA CORPORATE CIRCLE SUITE 1005 BOCA RATON, FL 33487 | AFLAC | $2 | — | $2 | 0.01% |
| MARK C LEE3 | 1444 SOUTH 17TH STREET WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| DE VITA B MCKENZIE3 | 110 SE 6TH STREET SUITE 1700 FT. LAUDERDALE, FL 33301 | AFLAC | $1 | — | $1 | 0.00% |
| JUAN C FERLINI3 | 13826 CHRISTIAN BARRETT DRIVE MOORPARK, CA 93021 | AFLAC | $1 | — | $1 | 0.00% |
| MARIA ORBE3 | 8362 PINES BOULEVARD SUITE 250 PEMBROKE PINES, FL 33024 | AFLAC | $1 | — | $1 | 0.00% |
| VARIOUS - SEE ATTACHED3 Filed as: AFLAC | VARIOUS BROKERS 1932 WYNNTON ROAD COLUMBUS, GA 31999 | AFLAC | $1 | — | $1 | 0.00% |
| AON CONSULTING INC3 | 1001 BRICKELL BAY DRIVE MIAMI, FL 33131 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| AON CONSULTING INC3 | 1001 BRICKELL BAY DRIVE SUITE 1000 MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 5.00% |
| AON CONSULTING INC3 | 1001 BRICKELL BAY DRIVE SUITE 1000 MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 5.00% |
| SHIRLEY SASTRE SOUTO3 Filed as: SHIRLEY SASTRE-SOUTO | 1401 TUNIS STREET CORAL GABLES, FL 33134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 5.42% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLE, FL 33114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $293 | — | $293 | 1.52% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | CONTINENTAL AMERICAN INSURANCE COMPANY | $221 | — | $221 | 1.14% |
| LOURDES M MARRERO3 | 15253 SW 112TH TERRACE MIAMI, FL 33196 | CONTINENTAL AMERICAN INSURANCE COMPANY | $215 | — | $215 | 1.11% |
| SUWAT ASSAWAMATIYANONT3 Filed as: SUWAT ASSAWAMATIYAN | 4410 BOUGAINVILLA DRIVE #4 FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | 0.18% |
| ALFRED RIETKERK3 Filed as: ALFRED C RIETKERK | 7900 MIAMI LAKES DRIVE SUITE 302 MIAMI, FL 33016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.14% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 575 NE 5TH TERRACE APARTMENT 339 FT. LAUDERDALE, FL 33301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.08% |
| FRANK ROBERT SOBOCINSKI3 Filed as: FRANK R SOBOCINSKI | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.08% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 11.80% |
| AON CONSULTING INC3 Filed as: AON BROKER | 199 WATER STREET NEW YORK, NY 10038 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $724 | — | $724 | 3.91% |
| LTC SOLUTIONS, INC.3 Filed as: LTC SOLUTIONS INC | 14715 NE 9TH STREET SUITE 200 REDMOND, WA 98052 | TRANSAMERICA LIFE INSURANCE COMPANY | $6K | — | $6K | 62.72% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, ID 60673 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 20.91% |
| AON CONSULTING INC3 | 1001 BRICKELL BAY DRIVE SUITE 1000 MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $98 | — | $98 | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 568 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 584 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | NEIGHBORHOOD HEALTH PARTNERSHIP | 991 | $7.2M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 991 | $3.2M |
| Vision(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 991 | $3.2M |
| Life insurance(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 688 | $200K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 135 | $55K |
| Long-term disability(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 680 | $212K |
| Other(10 contracts, 9 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 688 | $390K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 991 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.