| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WALLACE WELCH & WILLINGHAM INC3 | 300 1ST AVE S 5TH FLR ST. PETERSBURG, FL 33701 | BLUE CROSS BLUE SHIELD OF FLORIDA | $70K | — | $70K | 4.00% |
| WALLACE WELCH & WILLINGHAM INC3 | 300 1ST AVE S 5TH FLR ST PETERSBURG, FL 337014200 | HEALTH OPTIONS | $11K | — | $11K | 4.00% |
| WALLACE WELCH & WILLINGHAM INC3 | 300 1ST AVE S FL 5 ST. PETERSBURG, FL 33701 | FLORIDA COMBINED LIFE | $8K | — | $8K | 9.24% |
| WALLACE WELCH & WILLINGHAM INC3 | 300 1ST AVE S ST PETERSBURG, FL 337014209 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 9.18% |
| WALLACE WELCH & WILLINGHAM INC3 | 300 1ST AVE S FL 5 ST PETERSBURG, FL 337014200 | USABLE LIFE | $2K | — | $2K | 14.99% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY #DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $60 | — | $60 | 0.47% |
| WALLACE WELCH & WILLINGHAM INC3 | 300 FIRST AVE S 5TH FL ST.PETERSBURG, FL 33701 | FLORIDA COMBINED LIFE | $718 | — | $718 | 9.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 367 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 367 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 152 | $1.7M |
| Dental(2 contracts) | FLORIDA COMBINED LIFE | 134 | $96K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 203 | $15K |
| Life insurance | USABLE LIFE | 367 | $13K |
| Prescription drug | HEALTH OPTIONS | 42 | $269K |
| Other(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 367 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 367 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.