| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INS INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 303395946 | METROPOLITAN LIFE INSURANCE COMPANY | $44K | $7K | $50K | 11.18% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 631224042 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $4K | $21K | 4.68% |
| MICHELLE G POLLOCK3 | 5444 OAKMONT DR PACE, FL 32571 | AFLAC | $5K | $178 | $5K | 7.48% |
| JESSICA MARIE MUSACCHIA3 | 8118 TREETOP LN PENSACOLA, FL 32514 | AFLAC | $4K | $178 | $5K | 6.38% |
| LEIGH ANNE WHITE3 | 2533 REDFORD DR CANTONMENT, FL 32533 | AFLAC | $2K | $83 | $2K | 3.09% |
| GRIAN V. ANDREWS3 | TAMARACK DR PACE, FL 32571 | AFLAC | $2K | $83 | $2K | 2.84% |
| GCG FINANCIAL LLC3 Filed as: BARNES INS & FIN SVCS AND ALERA GRP | 1582 AIRPORT BLVD PENSACOLA, FL 32504 | AFLAC | $737 | $0 | $737 | 1.02% |
| WILLIAM TYLER BRUNNER3 | 5644 CHURCHILL DOWNS CT PACE, FL 32571 | AFLAC | $593 | $0 | $593 | 0.82% |
| JOHN C POLLOCK3 Filed as: JOHN C POLLOCK AND OTHER AGENTS | 5444 OAKMONT DRIVE MILTON, FL 32571 | AFLAC | $590 | $0 | $590 | 0.81% |
| ENROLLEASE3 Filed as: ONEDIGITAL HEALTH AND BENEFITS | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | HEALTHIEST YOU | $6K | $0 | $6K | 15.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $737 | $0 | $737 | 15.01% |
| MICHELLE G POLLOCK3 Filed as: MICHELLE G. POLLOCK | 5444 OAKMONT DRIVE PACE, FL 32571 | AFLAC | $97 | $0 | $97 | 2.90% |
| GCG FINANCIAL LLC3 Filed as: BARNES INS & FIN SVCS. AN ALERA GRP | 1582 AIRPORT BOULEVARD PENSACOLA, FL 32504 | AFLAC | $62 | $0 | $62 | 1.86% |
| BRIAN V ANDREWS3 Filed as: BRIAN V. ANDREWS | 5728 TAMARACK DRIVE PACE, FL 32571 | AFLAC | $56 | $0 | $56 | 1.68% |
| JOHN C POLLOCK3 Filed as: JOHN C. POLLOCK | 5444 OAKMONT DRIVE MILTON, FL 32571 | AFLAC | $52 | $0 | $52 | 1.56% |
| JESSICA MARIE MUSACCHIA3 | 8118 TREETOP LANE PENSACOLA, FL 32514 | AFLAC | $49 | $0 | $49 | 1.47% |
| LEIGH ANNE WHITE3 | 2533 REDFORD DRIVE CANTONMENT, FL 32533 | AFLAC | $26 | $0 | $26 | 0.78% |
| WILLIAM TYLER BRUNNER3 Filed as: WILLIAM T. BRUNNER AND OTHER AGENTS | 5644 CHURCHILL DOWNS COURT PACE, FL 32571 | AFLAC | $18 | $0 | $18 | 0.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 492 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 493 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 993 | $449K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 993 | $449K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 993 | $449K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 993 | $449K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 993 | $449K |
| Other(6 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 993 | $571K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 993 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.