| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORISH & COMPANY INC3 | P O B 14518 SAVANNAH, GA 31416 | SUN LIFE ASSURANCE OF CANADA | $33K | — | $33K | 12.81% |
| CORISH & COMPANY INC3 | 6811 WATERS AVENUE SAVANNAH, GA 31406 | UNION SECURITY INSURANCE COMPANY | $4K | — | $4K | 2.77% |
| CORISH & COMPANY INC3 | 6811 WATERS AVENUE SAVANNAH, GA 31406 | AETNA HEALTH, INC | $3K | — | $3K | 6.32% |
| WILLIAM T. KURTZ3 | 670 W. FAIRBANKS AVENUE WINTER PARK, FL 32789 | AETNA HEALTH, INC | $516 | — | $516 | 1.21% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CORISH & COMPANY | Insurance agents and brokers Service code 22 | 6811 WATERS AVENUE SAVANNAH, GA 31406 | $66K |
| WILLIAM T KURTZ | Insurance agents and brokers Service code 22 | 670 W FAIRBANKS AVENUE WINTER PARK, FL 32789 | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 455 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 455 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA HEALTH, INC | 330 | $43K |
| Dental | UNION SECURITY INSURANCE COMPANY | 455 | $157K |
| Vision | AETNA HEALTH, INC | 330 | $43K |
| Life insurance | SUN LIFE ASSURANCE OF CANADA | 445 | $255K |
| Short-term disability | SUN LIFE ASSURANCE OF CANADA | 445 | $255K |
| Long-term disability | SUN LIFE ASSURANCE OF CANADA | 445 | $255K |
| Other | SUN LIFE ASSURANCE OF CANADA | 445 | $255K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 455 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.