| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MIER INSURANCE GROUP INC3 | 13615 S DIXIE HWY #552 MIAMI, FL 33176 | AETNA LIFE INSURANCE COMPANY & AFFILIATES | $43K | $3K | $45K | 5.14% |
| MIER INSURANCE GROUP INC | 68 SE 6TH ST APT 1709 MIAMI, FL 33131 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | — | $19K | 16.01% |
| MIER INSURANCE GROUP INC3 | 13615 S. DIXIE HWY STE 552 MIAMI, FL 33176 | AETNA LIFE INSURANCE COMPANY & AFFILIATES | $6K | $1K | $7K | 10.85% |
| JACQUELINE TIFFER3 | 14295 SW 142ND ST MIAMI, FL 33186 | AFLAC | $3K | $317 | $3K | — |
| MIER INSURANCE GROUP INC3 | 68 SE 6TH APT 1709 MIAMI, FL 33131 | AFLAC | $2K | $53 | $2K | — |
| JANET IBANEZ3 | 14295 SW 142ND ST MIAMI, FL 33186 | AFLAC | $1K | $72 | $1K | — |
| JANET IBANEZ3 | 10205 SW 130TH LN MIAMI, FL 33176 | AFLAC | $1K | $2 | $1K | — |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $1K | $73 | $1K | — |
| TONY DIAZ3 | 4631 SW 158TH CT MIAMI, FL 33185 | AFLAC | $1K | — | $1K | — |
| WENDOLYN ISOLA3 | 9271 CARIBBEAN BLVD MIAMI, FL 33157 | AFLAC | $956 | — | $956 | — |
| ALFRED RIETKERK3 | 3120 NE 47 ST FORT LAUDERDALE, FL 33308 | AFLAC | $166 | — | $166 | — |
| MARIA C ORTIZ3 | 7400 SW 50TH TERRACE STE 300 MIAMI, FL 33155 | AFLAC | $80 | — | $80 | — |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $48 | — | $48 | — |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $48 | — | $48 | — |
| LELAND E MCCRAVY3 Filed as: LELAND E MACCRAVY | 9736 SPYGLASS DR VILLA RICA, GA 30180 | AFLAC | $33 | — | $33 | — |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLOMBUS, GA 31904 | AFLAC | $15 | — | $15 | — |
| SUWAT ASSAWAMATIYANONT3 | 1800 NE 48TH CT FORT LAUDERDALE, FL 33308 | AFLAC | $12 | — | $12 | — |
| CARLOS V ESTRONZA3 | 5414 STIRLING RD DAVIE, FL 33314 | AFLAC | $9 | — | $9 | — |
| NORI PINO3 | 15340 SW 156TH AVE MIAMI, FL 33187 | AFLAC | $6 | — | $6 | — |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $5 | — | $5 | — |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $4 | — | $4 | — |
| MARIA ORBE3 | 8362 PINES BLVD STE 250 PEMBROKE PINES, FL 33024 | AFLAC | $3 | — | $3 | — |
| JAVIER ORTIZ3 | 165 NE 96TH ST MIAMI SHORES, FL 33138 | AFLAC | $3 | — | $3 | — |
| DE VITA B MCKENZIE3 | 110 SE 6TH ST STE 1700 FT LAUDERDALE, FL 33301 | AFLAC | $3 | — | $3 | — |
| THOMAS R BAILEY3 | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $1 | — | $1 | — |
| JAMES W BENCIN3 | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $1 | — | $1 | — |
| JUAN C FERLINI3 | 13826 CHRISTIAN BARRETT DR MOORPARK, CA 93021 | AFLAC | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 272 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 272 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 101 | $0 |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 272 | $185K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 272 | $121K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 272 | $121K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 272 | $121K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 272 | $121K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 272 | $121K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 272 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.