| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HARDEN & ASSOCIATES3 | 501 RIVERSIDE AVENUE SUITE 1000 JACKSONVILLE, FL 32202 | BLUE CROSS BLUE SHIELD OF FLORIDA | $40K | $0 | $40K | 2.00% |
| HARDEN & ASSOCIATES3 | 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | $0 | $5K | 8.48% |
| BENEFITS TECHNOLOGIES LLC3 | C/O BENEFITS TECHNOLOGIES GRP INC 1200 E TAFT AVENUE SAPULPA, OK 74066 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.91% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1720 SE 16TH AVENUE SUITE 301 OCALA, FL 34471 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.09% |
| KRIS & ASSOC INSURANCE INC3 | 3720 NW 43RD ST #100 GAINESVILLE, FL 32606 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.57% |
| CHRISTOPHER K YANCEY3 | 2118 SE 20TH AVENUE SUITE 101 OCALA, FL 34471 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $321 | $0 | $321 | 0.69% |
| ADVANCED BENEFIT INC3 Filed as: ADVANCED BENEFIT SERVICES | 2118 SW 20TH PLACE SUITE 101 OCALA, FL 34471 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $185 | $0 | $185 | 0.40% |
| DAVID B PHILLIPS3 | 1200 E TAFT AVENUE SAPULPA, OK 74066 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $127 | $0 | $127 | 0.27% |
| ROSS LEHMAN3 | 2118 SW 20TH PLACE OCALA, FL 34474 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $92 | $0 | $92 | 0.20% |
| TERESA WEST3 | 8833 PERIMETER PARK BLVD SUITE 802 JACKSONVILLE, FL 32216 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $82 | $0 | $82 | 0.18% |
| TOM W COOPER3 | 7325 S FULTON AVENUE TULSA, OK 74136 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $70 | $0 | $70 | 0.15% |
| THOMAS W COOPER3 | 1200 E TAFT AVENUE SAPULPA, OK 74066 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $52 | $0 | $52 | 0.11% |
| DONALD LIKENS3 | 1200 E TAFT AVENUE SAPULPA, OK 74066 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | $0 | $34 | 0.07% |
| WILLARD HAROLD FORD3 | 8533 PERIMETER PARK BLVD SUITE 802 JACKSONVILLE, FL 32216 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | $0 | $27 | 0.06% |
| FRANK L TOWNSEND III3 | C/O BENEFITS SERVICES GRP INC 1200 E TAFT AVENUE SAPULPA, OK 74066 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $26 | $0 | $26 | 0.06% |
| MICHAEL SASSER3 | C/O BENEFIT SERVICES GRP INC 1200 EAST TAFT AVENUE SAPULPA, OK 74066 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | $0 | $9 | 0.02% |
| GREEN HAZEL ASSOCIATES INC3 Filed as: GREEN - HAZEL & ASSOC IN | 10739 DEERWOOD PARK BLVD SUITE 200 JACKSONVILLE, FL 32256 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | $0 | $8 | 0.02% |
| GREENE, KIM E.3 | 1720 SE 16TH AVENUE SUITE 301 OCALA, FL 34471 | COMPBENEFITS INSURANCE COMPANY | $1K | $0 | $1K | 3.72% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFITS SERVICES LLC | 2118 SW 20TH PLACE SUITE 101 OCALA, FL 34471 | COMPBENEFITS INSURANCE COMPANY | $738 | $0 | $738 | 2.55% |
| YANCEY, CHRISTOPHER K3 | 2118 SW 20TH PLACE SUITE 101 OCALA, FL 34471 | COMPBENEFITS INSURANCE COMPANY | $220 | $0 | $220 | 0.76% |
| HARDEN & ASSOCIATES3 | 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 317 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 317 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 200 | $2.0M |
| Dental | COMPBENEFITS INSURANCE COMPANY | 63 | $29K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 178 | $22K |
| Life insurance(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 317 | $108K |
| Other | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 44 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 317 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.