| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRIEDEN CONSULTING GROUP3 Filed as: BRIEDEN CONSULTING GROUP, INC | 17000 KERCHEVAL STE 210 GROSSE POINTE, MI 48230 | TRANSAMERICA LIFE INSURANCE COMPANY | $30K | — | $30K | 25.61% |
| BENEFITSTORE INC3 Filed as: BENEFITSTORE, INC | 100 BENEFITFOCUS WAY CHARLESTON, SC 294928378 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.05% |
| HOUSE ACCTTEST3 | 1400 CENTERVIEW DR LITTLE ROCK, AR 72201 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 1.98% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WEBTPA EMPLOYER SERVICES INC EIN 75-2611444 | Claims processing; Plan Administrator Service code 12 | — | $834K |
| BLUE CROSS BLUE SHIELD OF FLORIDA EIN 59-2015694 | Claims processing; Plan Administrator Service code 12 | — | $316K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 608 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 608 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | TRANSAMERICA LIFE INSURANCE COMPANY | 707 | $117K |
| Dental(2 contracts) | FLORIDA COMBINED LIFE | 280 | $17K |
| Vision(4 contracts) | EYEMED VISION CARE | 621 | $65K |
| Life insurance(4 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 535 | $192K |
| Short-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 128 | $56K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 521 | $199K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF FLORIDA | 608 | $672K |
| Other(5 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 707 | $309K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 707 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.