See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT SOLUTIONS, INC. EIN 56-1786883 NONE | Contract Administrator Service code 13 | P.O. BOX 385 TAYLORSVILLE, NC 28681 | $52K |
| WELLS FARGO ADVISORS FIRST CLEARING EIN 23-2384840 NONE | Direct payment from the plan Service code 50 | ONE NORTH JEFFERSON AVE ST LOUIS, MO 63103 | $11K |
| CARTER, P.C. EIN 38-3828234 NONE | Accounting (including auditing) Service code 10 | 16 BILTMORE AVE, STE 200 ASHEVILLE, NC 28801 | $7K |
| RAY, BUMGARNER, KINGSHILL & ASSOC. EIN 56-1371036 NONE | Accounting (including auditing) Service code 10 | 385 N HAYWOOD ST, STE 3 WAYNESVILLE, NC 28786 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 928 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 928 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMPANY | 928 | $6.5M |
| Prescription drug | HCC LIFE INSURANCE COMPANY | 928 | $6.5M |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 928 | $6.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 928 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.