| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WWW INSURANCE, LLC3 | PO BOX 33020 SAINT PETERSBURG, FL 33733 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | $0 | $7K | 1.42% |
| WWW INSURANCE, LLC3 | 300 1ST AVENUE SOUTH SAINT PETERSBURG, FL 33701 | AETNA LIFE INSURANCE COMPANY | $0 | $12K | $12K | 6.60% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH AND WILLINGHAM, INC. | 300 FIRST AVENUE SOUTH 5TH FLOOR SAINT PETERSBURG, FL 33701 | AETNA LIFE INSURANCE COMPANY | -$6K | $0 | -$6K | -3.36% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH AND WILLINGHAM, INC. | 300 FIRST AVENUE SOUTH 5TH FLOOR SAINT PETERSBURG, FL 33701 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 7.78% |
| AON CONSULTING INC3 Filed as: ALLSTATE BENEFITS | 1776 AMERICAN HERITAGE LIFE DRIVE JACKSONVILLE, FL 32224 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH AND WILLINGHAM, INC. | 300 FIRST AVENUE SOUTH SUITE 500 SAINT PETERSBURG, FL 33701 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | $0 | $3K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 291 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 291 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA HEALTH, INC. | 659 | $4.3M |
| Dental | AETNA LIFE INSURANCE COMPANY | 684 | $183K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 430 | $40K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 291 | $516K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 291 | $516K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 291 | $516K |
| Prescription drug | AETNA HEALTH, INC. | 659 | $4.3M |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 291 | $544K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 684 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.