| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE ELAN GROUP3 Filed as: ELAN GROUP | 2910 BAY TO BAY BOULEVARD TAMPA, FL 33629 | DIRECT DENTAL SYSTEMS, INC | $80K | — | $80K | 2.10% |
| DIRECT DENTAL SYSTEMS3 | 2336 SE OCEAN BOULEVARD STUART, FL 34996 | DIRECT DENTAL SYSTEMS, INC | — | $80K | $80K | 2.10% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: J T MCGRIFF & ASSOCIATES, INC | 3859 SW 91ST DRIVE GAINESVILLE, FL 32608 | COMPBENEFITS ELITE DENTAL PLAN | $31K | $0 | $31K | 4.22% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: J T MCGRIFF & ASSOCIATES, INC. | 3859 SW 91ST DRIVE GAINESVILLE, FL 32608 | COMPBENEFITS ADVANTAGE DENTAL PLAN | $51K | $0 | $51K | 8.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,684 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 8,684 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 3 carriers) | DIRECT DENTAL SYSTEMS, INC | 3,801 | $5.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,801 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.