| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE | 2965 ALTERNATE 19 PALM HARBOR, FL 34683 | BLUE CROSS BLUE SHIELD OF FLORIDA | $43K | $0 | $43K | 4.00% |
| ACRISURE LLC3 | 2965 ALT 19 PALM HARBOR, FL 34683 | HEALTH OPTIONS | $11K | $0 | $11K | 4.00% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA ALLTRUST | 5664 PRARIE CREEK DRIVE SE CALEDONIA, MI 49316 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 6.06% |
| ACRISURE LLC3 Filed as: ACRISURE DBA HEAD CAPITAL ADVISORS | P.O. BOX 1788 GRAND RAPIDS, MI 49501 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.32% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ALLTRUST | 5664 PRARIE CREEK DRIVE SE CALEDONIA, MI 49316 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 6.06% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA GARCEAU INSURANCE | PO BOX 1788 GRAND RAPIDS, MI 49501 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.32% |
| ACRISURE LLC3 Filed as: ACRISURE | 5664 PRARIE CREEK DRIVE CALEDONIA, MI 49316 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 15.13% |
| ACRISURE LLC3 Filed as: ACRISURE | 5664 PRARIE CREEK DRIVE CALEDONIA, MI 49316 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $6K | 15.39% |
| ACRISURE LLC3 Filed as: ACRISURE | 5664 PRARIE CREEK DRIVE CALEDONIA, MI 49316 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $4K | 15.52% |
| ACRISURE LLC3 Filed as: ACRISURE | 5664 PRARIE CREEK DRIVE CALEDONIA, MI 49316 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $926 | $3K | 15.05% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ALLTRUST | 2965 ALT 19 PALM HARBOR, FL 34683 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 52.06% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ALLTRUST | 2965 ALT 19 PALM HARBOR, FL 34683 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $267 | $0 | $267 | 11.49% |
| CROUSE COMPANY LLC3 | 818A DELMAS AVE NASHVILLE, TN 37216 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $100 | $0 | $100 | 4.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 109 | $1.4M |
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 298 | $166K |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 298 | $166K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 150 | $38K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 77 | $24K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 150 | $40K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 109 | $1.1M |
| Other(4 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 150 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 298 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.