| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS A HOUSE3 Filed as: THOMAS A NEWMAN AND ASSOCIATES, INC | PO BOX 493030 LEESBURG, FL 34749 | BLUE CROSS BLUE SHIELD OF FLORIDA | $26K | — | $26K | 3.98% |
| THOMAS A HOUSE3 Filed as: THOMAS A NEWMAN AND ASSOCIATES, INC | PO BOX 493030 LEESBURG, FL 34749 | HEALTH OPTIONS | $26K | — | $26K | 4.00% |
| THOMAS A HOUSE3 Filed as: THOMAS A NEWMAN AND ASSOCIATES, INC | 2100 CITRUS BLVD LEESBURG, FL 34748 | FLORIDA COMBINED LIFE | $3K | — | $3K | 6.02% |
| THOMAS A HOUSE3 Filed as: THOMAS A NEWMAN AND ASSOCIATES, INC | 2100 CITRUS BLVD LEESBURG, FL 34748 | BLUECROSS BLUESHIELD OF FLORIDA, INC. | $791 | — | $791 | 7.35% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: LASSITERWARE, LLC | 1317 CITIZENS BLVD LEESBURG, FL 34748 | BLUECROSS BLUESHIELD OF FLORIDA, INC. | $87 | — | $87 | 0.81% |
| THOMAS A HOUSE3 Filed as: THOMAS A NEWMAN AND ASSOCIATES, INC | 2100 CITRUS BLVD LEESBURG, FL 34748 | FLORIDA COMBINED LIFE | $1K | — | $1K | 15.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 155 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 155 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 87 | $1.3M |
| Dental | FLORIDA COMBINED LIFE | 118 | $55K |
| Vision | BLUECROSS BLUESHIELD OF FLORIDA, INC. | 78 | $11K |
| Life insurance | FLORIDA COMBINED LIFE | 87 | $7K |
| Other | FLORIDA COMBINED LIFE | 87 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.