| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 7077 BONNEVAL ROAD SUITE 550 JACKSONVILLE, FL 32216 | HARTFORD LIFE AND ACCIDENT | $38K | $0 | $38K | 10.82% |
| HYLANT GROUP INC3 | ATTN ACCOUNTING PO BOX 1687 TOLEDO, OH 436031687 | HARTFORD LIFE AND ACCIDENT | $0 | $3K | $3K | 0.96% |
| MFB FINANCIAL INC3 | 1200 PLANTATION ISLAND DR S #210 ST AUGUSTINE, FL 32080 | UNITED CONCORDIA INSURANCE COMPANY | $15K | $0 | $15K | 6.39% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 32080 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $8K | $8K | 3.35% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $3K | $3K | 1.12% |
| GREGORY MICHAEL CRUICE3 | 7121 TARPON COURT FLEMING ISLAND, FL 32003 | AFLAC | $7K | $60 | $7K | 3.38% |
| VERA I CRUICE3 | 7121 TARPON CT FLEMING ISLAND, FL 32003 | AFLAC | $6K | $301 | $7K | 3.22% |
| GREGORY MICHAEL CRUICE3 | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $3K | $119 | $3K | 1.42% |
| JAMEY MILLER INC3 | 4811 BEACH BLVD STE 107 JACKSONVILLE, FL 32207 | AFLAC | $2K | $64 | $2K | 0.82% |
| CHRIS GUZEWICH3 | 1007 DRAKE FEATHER DR ORANGE PARK, FL 32065 | AFLAC | $2K | $0 | $2K | 0.81% |
| MARK HANNAH3 | 3025 TOWNSEND BLVD JACKSONVILLE, FL 32277 | AFLAC | $2K | $0 | $2K | 0.76% |
| MARK A LINSNER3 | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $1K | $23 | $1K | 0.67% |
| JIMMY D BOONE3 | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $644 | $0 | $644 | 0.31% |
| TRACI R BATTEN3 | 216 MAITLAND AVE MAITLAND, FL 32701 | AFLAC | $627 | $0 | $627 | 0.30% |
| THOMAS JAMES OLLER3 | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $544 | $0 | $544 | 0.26% |
| HARDEN & ASSOCIATES3 Filed as: HARDEN & ASSOC INC | 501 RIVERSIDE AVE STE 1000 JACKSONVILLE, FL 32202 | AFLAC | $533 | $0 | $533 | 0.25% |
| VERA I CRUICE3 | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $467 | $19 | $486 | 0.23% |
| CHRISTOPHER BELL3 | 8201 HAMPTON LAKE LN JACKSONVILLE, FL 32256 | AFLAC | $443 | $23 | $466 | 0.22% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $376 | $0 | $376 | 0.18% |
| CHRISTINE M SINTAY3 | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $307 | $0 | $307 | 0.15% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $305 | $0 | $305 | 0.14% |
| THOMAS JAMES OLLER3 | 49 SWIMMING PEN CREEK MIDDLEBURG, FL 32068 | AFLAC | $302 | $0 | $302 | 0.14% |
| JENNIFER L HOCE3 | 4116 CASTLEBAY DR JACKSONVILLE, FL 32257 | AFLAC | $201 | $0 | $201 | 0.10% |
| JIMMY LEON JOHNSON3 | 1005 BELLA VISTA BLVD APT 119 ST AUGUSTINE, FL 32084 | AFLAC | $152 | $0 | $152 | 0.07% |
| DAVID K MOBLEY3 | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $114 | $0 | $114 | 0.05% |
| JAMES R MIRABELLI3 | 21426 GOSIER WAY BOCA RATON, FL 33428 | AFLAC | $109 | $0 | $109 | 0.05% |
| JEREMY L MILLER3 | 3065 REVELS RD GREEN COVE SPRINGS, FL 32043 | AFLAC | $104 | $0 | $104 | 0.05% |
| WANDA D CURINGTON3 | 5867 SW 86TH PL OCALA, FL 34476 | AFLAC | $94 | $0 | $94 | 0.04% |
| J C ADAMS INC3 | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $93 | $0 | $93 | 0.04% |
| CHRISTOPHER C HAYWARD3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $75 | $0 | $75 | 0.04% |
| JAMES L. LEFTWICH3 Filed as: JAMES L LEFTWICH | 1465 RIVER LN GREEN COVER SPRINGS, FL 32043 | AFLAC | $66 | $0 | $66 | 0.03% |
| KIMBERLY CLAUNCH COHEN3 | PO BOX 292002 PORT ORANGE, FL 32129 | AFLAC | $63 | $0 | $63 | 0.03% |
| DIANA LYNN BOONE3 | 3998 CONFEDERATE POINT RD SUITE 103 JACKSONVILLE, FL 32210 | AFLAC | $60 | $0 | $60 | 0.03% |
| CYNTHIA HUNTER3 | 472 VIA DEL FORO DR HENDERSON, NV 89011 | AFLAC | $53 | $0 | $53 | 0.03% |
| ROBERT L TRAPNELL JR3 | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $49 | $0 | $49 | 0.02% |
| VICKI M DICKERT3 | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $45 | $0 | $45 | 0.02% |
| ELAINE COX3 | 3355 DOROTHEA ROAD JACKSONVILLE, FL 32216 | AFLAC | $43 | $0 | $43 | 0.02% |
| GEORGE J ROE3 | 72 GARDEN ST APT 6 HOBOKEN, NJ 07030 | AFLAC | $35 | $0 | $35 | 0.02% |
| CECIL T SALMON3 | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $35 | $0 | $35 | 0.02% |
| LISA BROOKS THOMPSON INC3 | 129 HAGGE DR DAYTONA BEACH, FL 32124 | AFLAC | $34 | $0 | $34 | 0.02% |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $33 | $0 | $33 | 0.02% |
| DUNN & ASSOC INS INC3 | 324 W INTERNATIONAL SPEEDWAY BLVD DAYTONA BEACH, FL 32114 | AFLAC | $30 | $0 | $30 | 0.01% |
| JENNIE MOORE HAWKINS3 Filed as: JENNIE M HAWKINS INC | 3930 S NOVA RD STE 201 PORT ORANGE, FL 32127 | AFLAC | $30 | $0 | $30 | 0.01% |
| ROBERT P FERRONE3 | 1701 WILLIAMS CT APT 202 COLUMBUS, GA 31904 | AFLAC | $28 | $0 | $28 | 0.01% |
| JAY L DETLEFS3 | 8771 PERIMETER PARK CT STE 103 JACKSONVILLE, FL 32216 | AFLAC | $27 | $0 | $27 | 0.01% |
| MICHELE HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $27 | $0 | $27 | 0.01% |
| MELISSA SWARTZBAUGH3 | 4190 SAINT LUKES LN JUPITER, FL 33458 | AFLAC | $25 | $0 | $25 | 0.01% |
| JULIA CHAMBERS HAGER3 | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $23 | $0 | $23 | 0.01% |
| SCOTT D HAWKINS INC3 | 3216 MEDICI BLVD NEW SMYRNA, FL 32168 | AFLAC | $16 | $0 | $16 | 0.01% |
| ROBERT G FAJANS3 Filed as: ROBERT EICHER | 600 IRONWOOD DR UNIT 618 PONTE VEDRA BEACH, FL 32082 | AFLAC | $15 | $0 | $15 | 0.01% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $12 | $0 | $12 | 0.01% |
| DONNA WALKER3 | 4544 PALMETTO COVE LANE JACKSONVILLE, FL 32258 | AFLAC | $11 | $0 | $11 | 0.01% |
| HAROLD L STAFFORD3 | 10722 NW 20TH DR CORAL SPRINGS, FL 33071 | AFLAC | $9 | $0 | $9 | 0.00% |
| JEFF DAVID MCCOY3 | 206 EDGEWOOD DR WEST PALM BEACH, FL 33405 | AFLAC | $8 | $0 | $8 | 0.00% |
| DAVID MARKS3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $8 | $0 | $8 | 0.00% |
| FREDERICK I BRAREN JR3 | 1840 SAN MARCO BLVD APT 2 JACKSONVILLE, FL 32207 | AFLAC | $8 | $0 | $8 | 0.00% |
| DOUGLAS MEIER3 | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $8 | $0 | $8 | 0.00% |
| MKF & ASSOCIATES INC3 | 4505 PINE TREE CIR STE 201 BIRMINGHAM, AL 35243 | AFLAC | $7 | $0 | $7 | 0.00% |
| WORKSITE BENEFIT SOLUTIONS INC3 | 7598 BRIAR CLIFF CIRCLE LAKE WORTH, FL 33467 | AFLAC | $6 | $0 | $6 | 0.00% |
| ROGER J SASS JR3 | 5783 PARKWALK DR BOYNTON BEACH, FL 33472 | AFLAC | $6 | $0 | $6 | 0.00% |
| JEFFREY M SINTAY3 | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $6 | $0 | $6 | 0.00% |
| SUE EUSEPI AND ASSOC INC3 | PO BOX 631 JUPITER, FL 33468 | AFLAC | $5 | $0 | $5 | 0.00% |
| DEBORA K SCHMELTZ3 | 1881 BAYVIEW DR NEW SMYRNA BEACH, FL 32168 | AFLAC | $5 | $0 | $5 | 0.00% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $4 | $0 | $4 | 0.00% |
| ROGER HUGH JONES3 | 2158 CUMBERLAND PKWY SE APT 12206 ATLANTA, GA 30339 | AFLAC | $4 | $0 | $4 | 0.00% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $4 | $0 | $4 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 10739 DEERWOOD PARK BLVD STE 200 JACKSONVILLE, FL 32256 | AFLAC | $4 | $0 | $4 | 0.00% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $3 | $0 | $3 | 0.00% |
| DOUGLAS J SUCHECKI3 | 3850 VINE STREET SUITE 130 RIVERSIDE, CA 92507 | AFLAC | $3 | $0 | $3 | 0.00% |
| SHAWN M LANDECK3 | 150 E PALMETTO PARK RD STE 800 BOCA RATON, FL 33432 | AFLAC | $3 | $0 | $3 | 0.00% |
| SUSAM P WATLEY3 | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $3 | $0 | $3 | 0.00% |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $2 | $0 | $2 | 0.00% |
| PATRICIA ANNE REILLY3 Filed as: PATRICIA ALMOND | 3964 JOURNEY CT CASSELBERRY, FL 32707 | AFLAC | $2 | $0 | $2 | 0.00% |
| DEBORAH L JONGES3 | PO BOX 31994 PALM BEACH GARDENS, FL 33420 | AFLAC | $2 | $0 | $2 | 0.00% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $2 | $0 | $2 | 0.00% |
| DAWN T SUCHECKI3 | 3850 VINE STREET SUITE 130 RIVERSIDE, CA 92507 | AFLAC | $1 | $0 | $1 | 0.00% |
| JAMES (JAY) GRIMES3 Filed as: JAMES R HARRIS | 6329 RIVERMONT CT COLUMBUS, GA 31904 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOSHUA M WIGGINS3 | 414 COMMONS WAY PALM BEACH GARDENS, FL 33418 | AFLAC | $1 | $0 | $1 | 0.00% |
| ALFRED RIETKERK3 | 3120 NE 47TH ST FORT LAUDERDALE, FL 33308 | AFLAC | $1 | $0 | $1 | 0.00% |
| BERNARD FALCO3 Filed as: BERNARD JOSEPH FALCO | 657 SHADOWMOSS CIR LAKE MARY, FL 32746 | AFLAC | $1 | $0 | $1 | 0.00% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $1 | $0 | $1 | 0.00% |
| MFB FINANCIAL INC3 | 1200 PLANTATION ISLAND DR S STE 210 ST AUGUSTINE, FL 320803115 | STANDARD INSURANCE COMPANY | $12K | $0 | $12K | 14.16% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY BLDG 2 STE 125 AUSTIN, TX 78746 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 2.28% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVE TOLEDO, OH 43604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 15.05% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. - LAKE MARY | 250 INTERNATIONAL PARKWAY STE 330 LAKE MARY, FL 327465055 | HUMANA INSURANCE COMPANY | $4K | — | $4K | 10.04% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. - JACKSONVILLE | 811 MADISON AVE TOLEDO, OH 436045684 | HUMANA INSURANCE COMPANY | -$27 | — | -$27 | -0.07% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | $247K |
| MEDCOM SERVICES INC EIN 59-2316866 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 1061 RIVERSIDE AVENUE JACKSONVILLE, FL 32204 | $24K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 478 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 484 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 370 | $241K |
| Vision | HUMANA INSURANCE COMPANY | 296 | $41K |
| Life insurance | STANDARD INSURANCE COMPANY | 473 | $83K |
| Short-term disability | AFLAC | 236 | $211K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 434 | $351K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 423 | $240K |
| Other(2 contracts, 2 carriers) | AFLAC | 236 | $255K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 473 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.