| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UMR, INC.3 | 5151 PFEIFFER RD ML 400 PFEIFFER WOODS CINCINNATI, OH 45242 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $6K | $6K | 0.57% |
| LEADING EDGE BENEFIT ADVISORS LLC3 Filed as: LEADING EDGE BNFT ADVSRS LLC | 12450 BRANTLEY COMMONS CT FORT MYERS, FL 33907 | THE LINCOLN NATIONAL INSURANCE COMPANY | $5K | $0 | $5K | 2.49% |
| GCD INSURANCE CONSULTANTS INC3 | 7416 MONIKA MANOR DRIVE TAMPA, FL 33625 | THE LINCOLN NATIONAL INSURANCE COMPANY | $0 | $3K | $3K | 1.32% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 12450 BRANTLEY COMMONS CT FORT MYERS, FL 33907 | THE LINCOLN NATIONAL INSURANCE COMPANY | $1K | $0 | $1K | 0.51% |
| JOHN SUMNER3 Filed as: JOHN A SUMNER | PO BOX 9808 BRADENTON, FL 34206 | AFLAC | $4K | $0 | $4K | 2.63% |
| JENNIFER FRANCEY TAGGART3 | 6405 CORAL CREEK CT ELLENTON, FL 34222 | AFLAC | $3K | $391 | $4K | 2.54% |
| SHERI CROOK INC3 | 2151 COOK LN ALVA, FL 33920 | AFLAC | $2K | $159 | $2K | 1.47% |
| SHANE F LAMAY3 | 4380 TRAILS DR SARASOTA, FL 34232 | AFLAC | $872 | $0 | $872 | 0.61% |
| BARTLEIN AND ASSOC INC3 | 22465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $743 | $0 | $743 | 0.52% |
| JUSTIN M REYNOLDS3 | 8433 ENTERPRISE CIR STE 100 LAKEWOOD RANCH, FL 34202 | AFLAC | $413 | $0 | $413 | 0.29% |
| JUSTINE ZANOWSKI3 | 16870 ROSEDOWN GLN PARRISH, FL 34219 | AFLAC | $321 | $90 | $411 | 0.29% |
| DAVID MORRIS3 Filed as: DAVID BRIAN MORRIS | 3731 CASTLE DR ZEPHYRHILLS, FL 33540 | AFLAC | $374 | $0 | $374 | 0.26% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | AFLAC | $325 | $0 | $325 | 0.23% |
| KODY DANIEL TAGGART3 | 6405 CORAL CREEK CT ELLENTON, FL 34222 | AFLAC | $324 | $0 | $324 | 0.23% |
| MARY BARTLEIN3 | 22465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $324 | $0 | $324 | 0.23% |
| REBECCA A MCQUILLEN3 | 1108 67TH STREET CT E BRADENTON, FL 34208 | AFLAC | $315 | $0 | $315 | 0.22% |
| G SCOTT COOKE3 Filed as: SCOTT C BLACK | 5509 FORESTER POND AVE SARASOTA, FL 34243 | AFLAC | $302 | $0 | $302 | 0.21% |
| MARY-ANNE MCKAY3 | 3360 TALLYWOOD CT SARASOTA, FL 34237 | AFLAC | $279 | $0 | $279 | 0.19% |
| JENNIFER L FOSS3 Filed as: JENNIFER FOSS | 3177 W INDIAN SUMMER LN CASTLE ROCK, CO 80109 | AFLAC | $200 | $0 | $200 | 0.14% |
| DAVID MORRIS3 Filed as: DAVID BRIAN MORRIS | 15961 PRICKLY PEAR TER APT 104 ODESSA, FL 33556 | AFLAC | $179 | $0 | $179 | 0.12% |
| CHARLENE LEE STANTON3 | 3227 70TH CT E PALMETTO, FL 34221 | AFLAC | $92 | $48 | $140 | 0.10% |
| SUSAN C BRIMHALL3 | PO BOX 8 LAKE PLACID, NY 12946 | AFLAC | $115 | $0 | $115 | 0.08% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $114 | $0 | $114 | 0.08% |
| OMNI RESOURCE GROUP OF SW FL, LLC3 | 12610 NEW BRITTANY BLVD FORT MYERS, FL 33907 | AFLAC | $107 | $0 | $107 | 0.07% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD ROAD COLUMBUS, GA 31904 | AFLAC | $74 | $0 | $74 | 0.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: CRAIG H BROWN | 2450 WINDROW DR UNIT D101 FORT COLLINS, CO 80525 | AFLAC | $64 | $0 | $64 | 0.04% |
| ALAN LECLAIRE3 Filed as: ALAN R LECLAIRE | 28 GEORGETOWN FORT MYERS, FL 33919 | AFLAC | $58 | $0 | $58 | 0.04% |
| JAMES (JAY) GRIMES3 | 554 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $49 | $0 | $49 | 0.03% |
| JAMES W BENCIN3 | 11 SHELDRAKE LM WEST PALM BEACH, FL 33418 | AFLAC | $37 | $0 | $37 | 0.03% |
| JOANNE M O'BRIEN3 Filed as: JOANNE M OBRIEN | 4213 SE 6TH PL CAPE CORAL, FL 33904 | AFLAC | $36 | $0 | $36 | 0.03% |
| JOHN J ASTOR3 | 4251 ISLAND CIR APT C FORT MYERS, FL 33919 | AFLAC | $35 | $0 | $35 | 0.02% |
| GRAVES INC3 | 5659 W HOLIDAY ST HOMOSASSA, FL 34446 | AFLAC | $34 | $0 | $34 | 0.02% |
| RENA L HELM3 | 6115 13TH AVE E BRADENTON, FL 34208 | AFLAC | $34 | $0 | $34 | 0.02% |
| VINCENT CHARLES MCDOWELL3 | 5290 E 3610 N MURTAUGH, ID 83344 | AFLAC | $34 | $0 | $34 | 0.02% |
| CRAIG A HANSEN3 | 6848 RIVERSALE DR SE TUMWATER, WI 98501 | AFLAC | $29 | $0 | $29 | 0.02% |
| RAIMEY CORPORATION3 | 12450 BRANTLEY COMMONS CT FORT MYERS, FL 33907 | AFLAC | $28 | $0 | $28 | 0.02% |
| RITA MARIANETTI3 | 18950 MALINCHE LOOP SPRING HILL, FL 34610 | AFLAC | $25 | $0 | $25 | 0.02% |
| JANINE FOX3 | 18 HAVILAND DR SCHENECTADY, NY 12302 | AFLAC | $22 | $0 | $22 | 0.02% |
| THERESA NETTO PHILLIPS3 Filed as: THERESA A CHAMBLISS | 2059 PINE RIVER DR KINGWOOD, TX 77339 | AFLAC | $21 | $0 | $21 | 0.01% |
| JEFFREY GLENN YARISH3 | 8575 SUNSET CT TREASURE ISLAND, FL 33706 | AFLAC | $19 | $0 | $19 | 0.01% |
| GARY MICHAEL TARR3 | 10210 289TH ST E MYAKKA CITY, FL 34251 | AFLAC | $18 | $0 | $18 | 0.01% |
| JAYNE A STALLINGS3 | 8056 TIGER PALM WAY FORT MYERS, FL 33966 | AFLAC | $15 | $0 | $15 | 0.01% |
| RICARDO G SORIANO3 | 2044 ASHLEY OAKS CIR STE 102 WESLEY CHAPEL, FL 33544 | AFLAC | $15 | $0 | $15 | 0.01% |
| ROGERS BENEFIT GROUP INC3 Filed as: DEBORAH L ROGERS | 32098 SINGLETARY RD MYAKKA CITY, FL 34251 | AFLAC | $14 | $0 | $14 | 0.01% |
| FRANCIS V CRUZ3 | 150 MAPLE DR WEXFORD, PA 15090 | AFLAC | $13 | $0 | $13 | 0.01% |
| DEREK R MANN3 | 155 LEE ROAD 2213 SALEM, AL 36874 | AFLAC | $12 | — | $12 | 0.01% |
| SUSAN C BRIMHALL3 | PO BOX 13877 MEXICO BEACH, FL 33410 | AFLAC | $11 | $0 | $11 | 0.01% |
| PAUL A HARRIS INC3 Filed as: PAUL K MCKENZIE | 549 VAL MAR DR FORT MYERS, FL 33919 | AFLAC | $10 | $0 | $10 | 0.01% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES A HARBOUR | 405 BARSCHALL DR COLUMBUS, GA 31904 | AFLAC | $9 | $0 | $9 | 0.01% |
| GRETCHEN C SAX3 | 14620 BALD EAGLE DR FORT MYERS, FL 33912 | AFLAC | $9 | $0 | $9 | 0.01% |
| JANET GOSSETT PA3 Filed as: JANET L GOSSETT | 7119 LAKERIDGE VIEW CT #302 FORT MYERS, FL 33907 | AFLAC | $8 | $0 | $8 | 0.01% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $8 | $0 | $8 | 0.01% |
| JIMMY D BOONE3 | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $7 | $0 | $7 | 0.00% |
| DELORES ELAINE PINKOWSKI3 | HC 64 BOX 1815 CASTLE VALLEY, UT 84532 | AFLAC | $6 | $0 | $6 | 0.00% |
| ERIC W HIRSCHKORN3 | 718 SE ABLETT LN PORT ST LUCIE, FL 34984 | AFLAC | $6 | $0 | $6 | 0.00% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $6 | $0 | $6 | 0.00% |
| COMPUPAY INSURANCE SERVICES INC.3 Filed as: COMPUPAY INSURANCE SERVICES INC | 3450 LAKESIDE DR STE 400 MIRAMAR, FL 33027 | AFLAC | $6 | $0 | $6 | 0.00% |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $6 | $0 | $6 | 0.00% |
| JAMIE HARTT3 | 23285 WILBER AVE PORT CHARLOTTE, FL 33980 | AFLAC | $4 | $0 | $4 | 0.00% |
| REBECCA WILLMORE3 Filed as: REBECCA L WILLMORE | 17449 QUEENSLAND ST LAND O LAKES, FL 34638 | AFLAC | $4 | $0 | $4 | 0.00% |
| DARALD LACROSS3 | PO BOX 578 RUSKIN, FL 33570 | AFLAC | $4 | $0 | $4 | 0.00% |
| KIMBERLY DIAN CROCKETT3 | 505 LEE ROAD 214 PHENIX CITY, AL 36870 | AFLAC | $3 | $0 | $3 | 0.00% |
| JENNIFER B MOREHEAD3 | 13412 WHITBY RD HUDSON, FL 34667 | AFLAC | $3 | $0 | $3 | 0.00% |
| JOHN J GRUND3 | 4119 24TH AVE W BRADENTON, FL 34205 | AFLAC | $3 | $0 | $3 | 0.00% |
| KELLY A IRVINE3 Filed as: KELLY ANN IRVINE | 15801 WHITE ORCHID LN FORT MYERS, FL 33908 | AFLAC | $2 | $0 | $2 | 0.00% |
| ROGER L KNIGHT3 | 4715 HIGHGROVE RD TALLAHASSEE, FL 32309 | AFLAC | $2 | $0 | $2 | 0.00% |
| HORACE R WEAVER III3 | 2512 GARDEN ST MERAUX, LA 70075 | AFLAC | $2 | $0 | $2 | 0.00% |
| THOMAS A HOUSE3 | 1114 LATTIMORE DR CLERMONT, FL 34711 | AFLAC | $2 | $0 | $2 | 0.00% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PKWY SE STE 900 ATLANTA, GA 30339 | AFLAC | $2 | $0 | $2 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | $0 | $2 | 0.00% |
| JOSHUA BUZZARD3 | 6848 HENDRY DR LAKE WORTH, FL 33463 | AFLAC | $1 | $0 | $1 | 0.00% |
| SUZANN T EUSEPI-GREEN3 | PO BOX 631 JUPITER, FL 33468 | AFLAC | $1 | $0 | $1 | 0.00% |
| SUZANN T EUSEPI-GREEN3 | 216 RIVER DR TEQUESTA, FL 33469 | AFLAC | $1 | $0 | $1 | 0.00% |
| HAROLD L STAFFORD3 | 8544 TOWNLEY RD APT 1B HUNTERSVILLE, NC 28078 | AFLAC | $1 | $0 | $1 | 0.00% |
| SUSAN P WATLEY3 | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $1 | $0 | $1 | 0.00% |
| ELLEN D JAMES3 | 5110 TARI STREAM WAY BRANDON, FL 33511 | AFLAC | $1 | $0 | $1 | 0.00% |
| THOMAS R BAILEY3 | 142 MAPLE CT NW CHARLESTON, TN 37310 | AFLAC | $1 | $0 | $1 | 0.00% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $1 | $0 | $1 | 0.00% |
| JAMES (JAY) GRIMES3 Filed as: JAMES J GRIMES | 554 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $1 | $0 | $1 | 0.00% |
| SANDRA K REED3 | 4715 BARGER ST CHESAPEAKE, VA 23320 | AFLAC | $0 | $0 | $0 | 0.00% |
| LEADING EDGE BENEFIT ADVISORS LLC3 Filed as: LEADING EDGE BNFT ADVSRS | 12450 BRANTLEY COMMONS CT FORT MYERS, FL 33907 | THE LINCOLN NATIONAL INSURANCE COMPANY | $5K | $0 | $5K | 8.12% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | THE LINCOLN NATIONAL INSURANCE COMPANY | $0 | $2K | $2K | 3.06% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 12450 BRANTLEY COMMONS CT FORT MYERS, FL 33907 | THE LINCOLN NATIONAL INSURANCE COMPANY | $1K | $0 | $1K | 1.88% |
| LEADING EDGE BENEFIT ADVISORS LLC3 Filed as: LEADING EDGE BNFT ADVSRS | 12450 BRANTLEY COMMONS CT FORT MYERS, FL 33907 | THE LINCOLN NATIONAL INSURANCE COMPANY | $4K | $0 | $4K | 7.46% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | THE LINCOLN NATIONAL INSURANCE COMPANY | $0 | $2K | $2K | 3.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 12450 BRANTLEY COMMONS CT FORT MYERS, FL 33907 | THE LINCOLN NATIONAL INSURANCE COMPANY | $982 | $0 | $982 | 1.64% |
| LEADING EDGE BENEFIT ADVISORS LLC3 Filed as: LEADING EDGE BNFT ADVSRS LLC | 12450 BRANTLEY COMMONS CT FORT MYERS, FL 33907 | THE LINCOLN NATIONAL INSURANCE COMPANY | $3K | $0 | $3K | 8.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 12450 BRANTLEY COMMONS CT FORT MYERS, FL 33907 | THE LINCOLN NATIONAL INSURANCE COMPANY | $554 | $0 | $554 | 1.70% |
| GCD INSURANCE CONSULTANTS INC3 Filed as: GCD INSURANCE CONSULTANTS INC. | 7416 MONIKA MANOR DR TAMPA, FL 33625 | THE LINCOLN NATIONAL INSURANCE COMPANY | $0 | $452 | $452 | 1.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 617 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 617 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL INSURANCE COMPANY | 391 | $204K |
| Vision | THE LINCOLN NATIONAL INSURANCE COMPANY | 315 | $33K |
| Life insurance | THE LINCOLN NATIONAL INSURANCE COMPANY | 617 | $60K |
| Long-term disability | THE LINCOLN NATIONAL INSURANCE COMPANY | 151 | $64K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 510 | $988K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 617 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.