| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SIHLE INSURANCE GROUP INC3 Filed as: SIHLE INSURANCE GROUP, INC. | 1021 DOUGLAS AVE ALTAMONTE SPRINGS, FL 32714 | BLUE CROSS BLUE SHIELD OF FLORIDA | $41K | — | $41K | 2.32% |
| D.A.N INSURANCE SERVICES3 | 370 CENTRPOINTE CIR STE 1108 ALTAMONTE SPRINGS, FL 32701 | BLUE CROSS BLUE SHIELD OF FLORIDA | $23K | — | $23K | 1.34% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 2290 LUCIEN WAY STE 400 MAITLAND, FL 327517058 | BLUE CROSS BLUE SHIELD OF FLORIDA | $6K | — | $6K | 0.34% |
| SIHLE INSURANCE GROUP INC3 Filed as: SIHLE INSURANCE GROUP, INC. | 1021 DOUGLAS AVE ATLAMONTE SPRINGS, FL 32714 | HEALTH OPTIONS | $21K | — | $21K | 2.33% |
| D.A.N INSURANCE SERVICES3 | 370 CENTERPOINTE CIR ALTAMONTE SPRINGS, FL 32701 | HEALTH OPTIONS | $12K | — | $12K | 1.34% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 2290 LUCIEN WAY STE 400 MAITLAND, FL 327517058 | HEALTH OPTIONS | $3K | — | $3K | 0.33% |
| DAN INSURANCE SERVICES LLC3 | 370 CENTERPOINTE CIR ALTAMONTE SPRINGS, FL 32701 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 2.36% |
| SIHLE INSURANCE GROUP INC3 | P. O. BOX 160398 ALTAMONTE SPRINGS, FL 327160039 | HUMANA INSURANCE COMPANY | $2K | $313 | $2K | 2.28% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC MAITL | 2290 LUCIEN WAY STE 400 MAITLAND, FL 327517058 | HUMANA INSURANCE COMPANY | $249 | — | $249 | 0.25% |
| DAN INSURANCE SERVICES LLC3 | 370 CENTERPOINT CIR #1108 ALTAMONTE SPRINGS, FL 32701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 9.90% |
| SIHLE INSURANCE GROUP INC3 | 1021 DOUGLAS AVE ALTAMONTE SPRINGS, FL 32714 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $2K | $3K | 5.34% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 2290 LUCIEN WAY SUITE 400 MAITLAND, FL 32751 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.68% |
| DAN INSURANCE SERVICES LLC3 | 370 CENTERPOINT CIR #1108 ALTAMONTE SPRINGS, FL 32701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 12.16% |
| SIHLE INSURANCE GROUP INC3 | 1021 DOUGLAS AVE ALTAMONTE SPRINGS, FL 32714 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $1K | $2K | 5.62% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 2290 LUCIEN WAY SUITE 400 MAITLAND, FL 32751 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 3.03% |
| DAN INSURANCE SERVICES LLC3 Filed as: DAN INSURANCE SERVICES, LLC | 370 CENTERPOINT CIR #1108 ALTAMONTE SPRINGS, FL 32701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 10.23% |
| SIHLE INSURANCE GROUP INC3 Filed as: SIHLE INSURANCE GROUP, INC | 1021 DOUGLAS AVE ALTAMONTE SPRINGS, FL 32714 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $727 | $873 | $2K | 5.49% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 2290 LUCIEN WAY SUITE 400 MAITLAND, FL 32751 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $662 | — | $662 | 2.27% |
| SIHLE INSURNACE GROUP INC3 | P. O. BOX 160398 ALTAMONTE SPRINGS, FL 327160039 | COMPBENEFITS COMPANY | $37 | $12 | $49 | 2.48% |
| DAN INSURANCE SERVICES LLC3 | 370 CENTERPOINTE CIR ALTAMONTE SPRINGS, FL 327013459 | COMPBENEFITS COMPANY | $35 | — | $35 | 1.77% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 2290 LUCIEN WAY STE 400 MAITLAND, FL 327517058 | COMPBENEFITS COMPANY | $4 | — | $4 | 0.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 234 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 236 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 165 | $2.7M |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 231 | $103K |
| Vision | HUMANA INSURANCE COMPANY | 231 | $101K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 142 | $43K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 97 | $29K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 165 | $1.8M |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 180 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 231 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.