| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC DBA ONEDIGITA | 200 GALLERIA PARKWAY SE STE 1950 ATLANTA, GA 30339 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $16K | $16K | 2.39% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SE STE 1950 ATLANTA, GA 303395946 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $14K | $16K | 8.43% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N. KELLER RD. MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.73% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, LLC | 200 GALLERIA PARKWAY SUITE 1950 ATLANATA, GA 30339 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $6K | $6K | 3.92% |
| AGENT ALLIANCE CORPORATION3 Filed as: NO AGENT LISTED | — | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $536 | $536 | 0.36% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PARKWAY ST. SUITE 1950 ATLANTA, GA 303395946 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 6.63% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 STARCREST DR. CLEARWATER, FL 33765 | METROPOLITAN LIFE INSURANCE COMPANY | $656 | — | $656 | 3.34% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 TPA,MED MANAGE, UR | Claims processing; Contract Administrator; Named fiduciary Service code 12 | — | $183K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 428 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 428 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 272 | $149K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 289 | $20K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 429 | $194K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 429 | $194K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 429 | $194K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 323 | $677K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 429 | $194K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 429 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.