| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICE | 850 CONCOURSE PKWY S STE 200 MAITLAND, FL 327516145 | HEALTH OPTIONS, INC | $31K | — | $31K | 4.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICE | 850 CONCOURSE PKWY S STE 200 MAITLAND, FL 327516145 | BLUE CROSS BLUE SHIELD OF FLORIDA | $8K | — | $8K | 4.00% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 BLDG I STE 100 AUSTIN, TX 78766 | LINCOLN FINANCIAL GROUP | — | $3K | $3K | 4.17% |
| GIS BENEFITS INC3 | 9500 KROGER AVE STE 200 ST PETERSBURG, FL 33702 | LINCOLN FINANCIAL GROUP | $3K | — | $3K | 4.17% |
| GIS BENEFITS INC3 Filed as: GIS OF FLORIDA | 9500 KROGER AVE STE 200 ST PETERSBURG, FL 33702 | LINCOLN FINANCIAL GROUP | $2K | — | $2K | 4.00% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMIN INC | PO BOX 9201 BLDG I STE 100 AUSTIN, TX 78766 | LINCOLN FINANCIAL GROUP | — | $2K | $2K | 4.00% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282896620 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 6.57% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMIN INC | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 4.61% |
| GIS BENEFITS INC3 Filed as: GIS OF FLORIDA | 9500 KROGER AVE STE 200 ST PETERSBURG, FL 33702 | LINCOLN FINANCIAL GROUP | $1K | — | $1K | 4.00% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMIN INC | PO BOX 9201 BLDG I STE 100 AUSTIN, TX 78766 | LINCOLN FINANCIAL GROUP | — | $1K | $1K | 4.00% |
| BOON CHAPMAN BNFT ADMNSTRS INC3 | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $529 | $529 | 4.60% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $329 | $329 | 2.86% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282896620 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $239 | — | $239 | 2.08% |
| HYLANT GROUP INC3 | 250 INTERNATIONAL PKWY STE 330 LAKE MARY, FL 327465055 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $49 | $1K | 20.75% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $327 | $89 | $416 | 6.37% |
| HYLANT GROUP INC3 | 250 INTERNATIONAL PKWY STE 330 LAKE MARY, FL 327465055 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $49 | $1K | 20.92% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $268 | $86 | $354 | 6.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 334 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 334 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS, INC | 124 | $978K |
| Dental | LINCOLN FINANCIAL GROUP | 146 | $84K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 104 | $11K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 155 | $35K |
| Short-term disability | LINCOLN FINANCIAL GROUP | 87 | $39K |
| Long-term disability | LINCOLN FINANCIAL GROUP | 69 | $28K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH OPTIONS, INC | 124 | $978K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 43 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 155 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.