| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LASSITER WARE3 | 2701 MAITLAND CENTER PARKWAY MAITLAND, FL 32751 | FLORIDA BLUE | $32K | — | $32K | 3.00% |
| LASSITER WARE3 Filed as: LASSITER WARE, INC | 2701 MAITLAND CENTER PARKWAY #125 MAITLAND, FL 32751 | PRINCIPAL FINANCIAL GROUP | $7K | — | $7K | 10.02% |
| INSURANCE POINT LLC3 | 181 E 5600 S #240 SALT LAKE CITY, UT 84107 | RELIANCE STANDARD | $7K | $4K | $11K | 18.73% |
| INSURANCE POINT LLC3 | 181 E 5600 S STE 240 SALT LAKE CITY, UT 84107 | RELIANCE STANDARD | $2K | $2K | $4K | 20.28% |
| INSURANCE POINT LLC3 | 181 E 5600 #240 SALT LAKE CITY, UT 84107 | RELIANCE STANDARD | $2K | $732 | $2K | 16.80% |
| LASSITER WARE3 | 2701 MAITLAND CENTER PARKWAY #125 MAITLAND, FL 32751 | UNITED HEALTTHCARE | $860 | — | $860 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 145 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | FLORIDA BLUE | 130 | $1.1M |
| Dental | PRINCIPAL FINANCIAL GROUP | 105 | $72K |
| Vision | UNITED HEALTTHCARE | 116 | $9K |
| Life insurance | RELIANCE STANDARD | 142 | $14K |
| Short-term disability | RELIANCE STANDARD | 119 | $19K |
| Long-term disability | RELIANCE STANDARD | 145 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 145 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.