| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HARDEN & ASSOCIATES3 Filed as: HARDEN & ASSOCIATES INC. | 501 RIVERSIDE AVE STE 1000 JACKSONVILLE, FL 32202 | AETNA LIFE INSURANCE CO. | $0 | $13K | $13K | 1.17% |
| HARDEN & ASSOCIATES3 Filed as: HARDEN & ASSOCIATES INC | 501 RIVERSIDE AVE STE 1000 JACKSONVILLE, FL 322024941 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $0 | $9K | 9.96% |
| ASSUREX3 Filed as: ASSUREX AGENCY INC | 175 S 3RD ST STE 800 COLUMBUS, OH 432155194 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.26% |
| HARDEN & ASSOCIATES3 Filed as: HARDEN AND ASSOCIATES INC | 501 RIVERSIDE AVENUE STE 1000 JACKSONVILLE, FL 32202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 10.27% |
| HARDEN & ASSOCIATES3 Filed as: HARDEN AND ASSOCIATES INC | 501 RIVERSIDE AVENUE STE 1000 JACKSONVILLE, FL 32202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 15.86% |
| SALLY L PITTMAN3 | 9372 COXWELL LANE JACKSONVILLE, FL 32221 | AFLAC | $261 | $24 | $285 | 2.86% |
| DENNIS PITTMAN3 | 9372 COXWELL LN JACKSONVILLE, FL 32221 | AFLAC | $137 | — | $137 | 1.37% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES HARBOUR | 1100 ALAKEA STREET SUITE 3200 HONOLULU, HI 96813 | AFLAC | $133 | — | $133 | 1.33% |
| HARDEN & ASSOCIATES3 Filed as: HARDEN & ASSOC INC | 501 RIVERSIDE AVE SUITE 1000 JACKSONVILLE, FL 32202 | AFLAC | $92 | — | $92 | 0.92% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 49 SWIMMING PEN DR MIDDLEBURG, FL 32068 | AFLAC | $82 | — | $82 | 0.82% |
| DAVID C SWEIGARD3 Filed as: DAVID SWEIGARD | 2575 E PELLICER RD SAINT AUGUSTINE, FL 32092 | AFLAC | $76 | $5 | $81 | 0.81% |
| DAVID K MOBLEY3 Filed as: DAVID MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $59 | — | $59 | 0.59% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 7121 TARPON COURT FLEMING ISLAND, FL 32003 | AFLAC | $56 | — | $56 | 0.56% |
| JIMMY D BOONE3 Filed as: JIMMY BOONE | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $50 | — | $50 | 0.50% |
| DAVID MARKS3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $39 | $5 | $44 | 0.44% |
| MARY B MCKINNEY3 | 1401 PEACHTREE ST NE STE 500 ATLANTA, GA 30309 | AFLAC | $37 | — | $37 | 0.37% |
| CHRIS GUZEWICH3 | 1007 DRAKE FEATHER DRIVE ORANGE PARK, FL 32065 | AFLAC | $29 | — | $29 | 0.29% |
| JASON BODDIE3 | 10175 FORTUNE PKWY UNIT 604 JACKSONVILLE, FL 32256 | AFLAC | $29 | — | $29 | 0.29% |
| SHELLIE GASKINS3 | 510 22ND ST ST AUGUSTINE, FL 32084 | AFLAC | $25 | — | $25 | 0.25% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $21 | — | $21 | 0.21% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $19 | — | $19 | 0.19% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: CRAIG BROWN | 1303 AUBURN LAKES CIR VENICE, FL 34292 | AFLAC | $16 | — | $16 | 0.16% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $12 | — | $12 | 0.12% |
| J C ADAMS INC3 | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $11 | — | $11 | 0.11% |
| WILLIE BURKS3 | 1170 PEACHTREE ST NE STE 1200 ATLANTA, GA 30309 | AFLAC | $10 | — | $10 | 0.10% |
| ASHLEY CROOK3 | 111 DAUPHIN ST MOBILE, AL 36602 | AFLAC | $8 | — | $8 | 0.08% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $8 | — | $8 | 0.08% |
| ROBERT VICTOR WOERNER II3 Filed as: ROBERT WOERNER II | 2285 MARSH HAWK LN APT 1304 FLEMING ISLAND, FL 32003 | AFLAC | $6 | — | $6 | 0.06% |
| BERNICE FRANKLIN ESTATE3 | 3519 IVY MANOR RD SE SMYRNA, GA 30080 | AFLAC | $5 | — | $5 | 0.05% |
| CASE PEARLMAN CORP BENEFITS INC3 | 7780 CAMBRIDGE MANOR PL STE B FORT MYERS, FL 33907 | AFLAC | $5 | — | $5 | 0.05% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 28 MAGNOLIA AVE ST AUGUSTINE, FL 32084 | AFLAC | $4 | — | $4 | 0.04% |
| DORIS L BRACKETT3 Filed as: DORIS BRACKETT | 3233 HIGHGATE CHASE CT BERKELEY LAKE, GA 30092 | AFLAC | $4 | — | $4 | 0.04% |
| HAROLD L STAFFORD3 Filed as: HAROLD STAFFORD | 15655 77TH TRL N PALM BEACH GARDENS, FL 33418 | AFLAC | $4 | — | $4 | 0.04% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 99 SW MIZNER BLVD APT 843 BOCA RATON, FL 33432 | AFLAC | $3 | — | $3 | 0.03% |
| DEXTER ANTONIO HARRIS3 Filed as: DEXTER HARRIS | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $3 | — | $3 | 0.03% |
| ROBERT GOBLE3 | 1410 4TH STREET DR NW UNIT 208 HICKORY, NC 28601 | AFLAC | $3 | — | $3 | 0.03% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $2 | — | $2 | 0.02% |
| CECIL SALMON3 | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $1 | — | $1 | 0.01% |
| MICHAEL LEROY COY3 Filed as: MICHAEL COY | 3571 FAR WEST BLVD 42 AUSTIN, TX 78731 | AFLAC | $1 | — | $1 | 0.01% |
| RICHARD MICHAEL TIDWELL3 Filed as: RICHARD TIDWELL | 5511 KINGSLEY MANOR CUMMING, GA 30041 | AFLAC | $1 | — | $1 | 0.01% |
| SUSAN P WATLEY3 Filed as: SUSAN WATLEY | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $1 | — | $1 | 0.01% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 1701 WILLIAMS CT APT 202 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN J ASTOR3 Filed as: JOHN ASTOR | 13830 WATERBURY CT APT 104 FORT MYERS, FL 33919 | AFLAC | $1 | — | $1 | 0.01% |
| MICHELE HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $1 | — | $1 | 0.01% |
| RONALD S SANDERS3 Filed as: RONALD SANDERS | 1194 E LAKEVIEW DR SAN TAN VALLEY, AZ 85143 | AFLAC | $1 | — | $1 | 0.01% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HARDEN & ASSOCIATES INC. NA | Insurance agents and brokers; Trustee (individual) Service code 20 | 501 RIVERSIDE AVE STE 1000 JACKSONVILLE, FL 32202 | $61K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 177 | $1.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 341 | $94K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 341 | $94K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 114 | $81K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 114 | $58K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 114 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.