| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POPPELL INSURANCE, INC.3 Filed as: POPPELL INSURANCE INC | 503 W DR MARTIN LUTHER KING JR BLVD PLANT CITY, FL 335635217 | BLUE CROSS BLUE SHIELD OF FLORIDA | $62K | — | $62K | 5.00% |
| POPPELL INSURANCE, INC.3 Filed as: POPPELL INSURANCE INC | 503 W MARTIN LUTHR KING BLVD PLANT CITY, FL 33564 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 4.17% |
| RUBY ROBB3 Filed as: RUBY R ROBB | 3216 THACKERY WAY PLANT CITY, FL 33566 | AFLAC | $3K | $149 | $3K | 9.21% |
| ELEANOR M BREZNAY3 | 919 KEITH LANE AUBURNDALE, FL 33823 | AFLAC | $469 | $0 | $469 | 1.26% |
| PRATT & ASSOCIATES INC3 | 177 SAVONA WAY NORTH VENICE, FL 34275 | AFLAC | $304 | $0 | $304 | 0.82% |
| TRACEY H BOURDON3 | 4866 MANDOLIN COURT WINTER HAVEN, FL 33884 | AFLAC | $261 | $0 | $261 | 0.70% |
| ROGERS BENEFIT GROUP INC3 Filed as: DEBORAH L ROGERS INC | 11124 FOSTER CARRIAGE RD LITHIA, FL 33547 | AFLAC | $190 | $30 | $220 | 0.59% |
| SUSAN C BRIMHALL3 | 3921 CAPE SAN BLAS RD PORT SAINT JOE, FL 32456 | AFLAC | $174 | $30 | $204 | 0.55% |
| KAREN M STONE3 | 567 LAKE SCENE DR EDDYVILLE, KY 42038 | AFLAC | $167 | $30 | $197 | 0.53% |
| MARK A LINSNER3 | 10175 FORTUNE PKWY UNITE 604 JACKSONVILLE, FL 32256 | AFLAC | $191 | $0 | $191 | 0.51% |
| LOCKWOOD INSURANCE3 | 1463 OAKFIELD DR STE 131 BRANDON, FL 33511 | AFLAC | $185 | $0 | $185 | 0.50% |
| SUSAN D MICHEL3 | 1820 S SHADY LN LAKELAND, FL 33803 | AFLAC | $137 | $0 | $137 | 0.37% |
| FLORIDA INSURANCE INC3 | 1460 BELTREES STREET SUITE 11 DUNEDIN, FL 34698 | AFLAC | $132 | $0 | $132 | 0.36% |
| LOCKWOOD INSURANCE3 | 1426 E IRON EAGLE DR EAGLE, ID 83616 | AFLAC | $119 | $0 | $119 | 0.32% |
| KARYN S LEVINE3 | 1501 15TH TERR PALM BEACH GARDENS, FL 33418 | AFLAC | $34 | $0 | $34 | 0.09% |
| LEONAGGEO BENEFITS INC3 | 1 E CHESTERFIELD DR BOYNTON BEACH, FL 33426 | AFLAC | $30 | $0 | $30 | 0.08% |
| HEARTLAND BENEFITS INC3 | 233 EAST CENTER AVE SEBRING, FL 33870 | AFLAC | $27 | $0 | $27 | 0.07% |
| SUSAN C BRIMHALL3 | 155 CYPRESS LN SUITE 525 OLDSMAR, FL 34677 | AFLAC | $24 | $0 | $24 | 0.06% |
| URSULA HUNT3 | 5707 45TH ST E LOT 208 BRADENTON, FL 34203 | AFLAC | $21 | $0 | $21 | 0.06% |
| SUE EUSEPI AND ASSOC INC3 | PO BOX 631 JUPITER, FL 33468 | AFLAC | $15 | $0 | $15 | 0.04% |
| DOMINICK R ROTINDO3 | 10315 N ANDOVER COACH LN APT B2 WELLINGTON, FL 33449 | AFLAC | $14 | $0 | $14 | 0.04% |
| ROBERT D. WIEGENSTEIN3 Filed as: ROBERT D WIEGENSTEIN | PO BOX 953 CHELAN, WA 98816 | AFLAC | $14 | $0 | $14 | 0.04% |
| BARTLEIN AND ASSOC INC3 | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $12 | $0 | $12 | 0.03% |
| JOHN J GRUND3 | 4119 24TH AVE WEST BRADENTON, FL 34205 | AFLAC | $11 | $0 | $11 | 0.03% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $9 | $0 | $9 | 0.02% |
| RAM 1 INC3 | 1108 67TH STREET COURT E BRADENTON, FL 34208 | AFLAC | $6 | $0 | $6 | 0.02% |
| GARY L RICKETTS INC3 | PO BOX 576 SEFFNER, FL 33583 | AFLAC | $6 | $0 | $6 | 0.02% |
| KAREN ZABAGLO3 | 1743 NW SPRUCE RIDGE DR STUART, FL 34994 | AFLAC | $5 | $0 | $5 | 0.01% |
| ADRIANNE WIEGENSTEIN3 | PO BOX 953 CHELAN, WA 98816 | AFLAC | $4 | $0 | $4 | 0.01% |
| SUSAN C BRIMHALL3 | 155 CYPRESS LN OLDSMAR, FL 34677 | AFLAC | $4 | $0 | $4 | 0.01% |
| KENDALL C HUDSON3 | 801 NORTHPOINT PARKWAY STE 35 WEST PALM BEACH, FL 33407 | AFLAC | $3 | $0 | $3 | 0.01% |
| GRAVES INC3 | 5336 CAPTAINS CT NEW PORT RICHEY, FL 34652 | AFLAC | $3 | $0 | $3 | 0.01% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $2 | $0 | $2 | 0.01% |
| JOHN MICHAEL GRUBBS3 Filed as: JOHN F ROBB JR | 3216 THACKERY WAY PLANT CITY, FL 33566 | AFLAC | $2 | $0 | $2 | 0.01% |
| POPPELL INSURANCE, INC.3 Filed as: POPPELL INSURANCE INC | 503 W MARTIN LUTHER KING BLVD PLANT CITY, FL 33563 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| POPPELL INSURANCE, INC.3 Filed as: POPPELL INSURANCE INC | 503 W MARTIN LUTHER KING BLVD PLANT CITY, FL 33563 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| POPPELL INSURANCE, INC.3 Filed as: POPPELL INSURANCE INC | 503 W MARTIN LUTHER KING BLVD PLANT CITY, FL 33563 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| POPPELL INSURANCE, INC.3 Filed as: POPPELL INSURANCE INC | 503 W MARTIN LUTHER KING BLVD PLANT CITY, FL 33563 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $989 | — | $989 | 10.00% |
| R L ROBINSON & ASSOCIATES, INC.4 | 1141 FLAMINGO DR AUSTELL, GA 30168 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $1K | — | $1K | 22.92% |
| WENDY WILKERSON4 | #127 400 N. PARK AVE., #10-B BRECKENRIDGE, CO 80424 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $16 | — | $16 | 0.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 161 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 161 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 92 | $1.3M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 115 | $63K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 115 | $63K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 192 | $12K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 28 | $13K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 17 | $10K |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 192 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 192 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.