| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LASSITER WARE | 1317 CITIZENS BLVD LEESBURG, FL 34748 | BLUE CROSS BLUE SHIELD OF FLORIDA PPO | $44K | — | $44K | 5.00% |
| LASSITER WARE3 Filed as: LASSITER-WARE INSURANCE | 2701 MAITLAND CENTER PKWY #110 MAITLAND, FL 32751 | BLUE CROSS BLUE SHIELD OF FLORIDA- FLORIDA BLUE HMO | $78K | — | $78K | 50.00% |
| LASSITER WARE3 | 1317 CITIZENS BLVD LEESBURG, FL 34748 | METROPOLITIAN LIFE INSURANCE COMPANY | $15K | — | $15K | 11.50% |
| LASSITER WARE3 Filed as: LASSITER WARE INSURANCE | 2701 MAITLAND CENTER PKWY #110 MAITLAND, FL 32751 | FLORIDA COMBINED LIFE INSURANCE COMPANY | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 195 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 195 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA PPO | 157 | $1.0M |
| Dental | METROPOLITIAN LIFE INSURANCE COMPANY | 195 | $132K |
| Life insurance | METROPOLITIAN LIFE INSURANCE COMPANY | 195 | $132K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITIAN LIFE INSURANCE COMPANY | 195 | $132K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA PPO | 157 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.