| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | PO BOX 1414 NCB-88 MINNEAPOLIS, MN 554801414 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | $62K | $67K | 7.22% |
| AMG BRICKELL INC3 | 1111 PARK CENTRE BOULEVARD STE 401 MIAMI GARDENS, FL 331695344 | UNITEDHEALTHCARE INSURANCE COMPANY | $26K | — | $26K | 2.82% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC | 1000 S PINE ISLAND ROAD, SUITE 225 PLANTATION, FL 33324 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $27K | $3K | $31K | 17.82% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC | 80 SOUTH 8TH STREET, SUITE 700 MINNEAPOLIS, MN 55402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11K | $3K | $14K | 20.39% |
| LISA MARIE OTERO3 | 23230 ISLAND VIEW BOCA RATON, FL 33433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $1K | $3K | 5.04% |
| B & B INSURANCE SOLUTIONS INC3 Filed as: B&B INSURANCE SOLUTIONS INC | 12002 SW 128TH COURT MIAMI, FL 33186 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $1K | $3K | 4.47% |
| WALTER LUISENRIQUE BENITEZ3 | 12002 SW 128TH COURT MIAMI, FL 33186 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $145 | $2K | 2.69% |
| YASAMIN SOHEYLA FATEMIAN3 | 150 SW 124TH AVENUE MIAMI, FL 33184 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $83 | $2K | 2.68% |
| PEARL BENEFITS GROUP INC3 | 1160 KANE CONCOURSE BAY HARBOR ISLANDS, FL 33154 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $777 | — | $777 | 1.16% |
| THEODORE JAMES MCGONIGAL3 Filed as: THEODORE JAME MCGONIGAL | 3525 BELLAND CIRCLE CLERMONT, FL 34711 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $609 | $4 | $613 | 0.91% |
| DAVID CHRISTOPHER NUNES3 | 11332 SW 133 PLACE MIAMI, FL 33186 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $571 | $30 | $601 | 0.89% |
| ELIZABETH SANGUILY3 Filed as: ELIZABETH SANGUILY CANTIZANO | 8421 SOUTHWEST 124TH AVENUE MIAMI, FL 33183 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $535 | $64 | $599 | 0.89% |
| DANSANA CORP3 | 3117 GOLD BANKS ROAD WAKE FOREST, NC 27587 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $582 | — | $582 | 0.87% |
| ROBERT JOSEPH SPEARMAN3 | PO BOX 452143 LOS ANGELES, CA 90045 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $540 | — | $540 | 0.80% |
| PAMELA EISELE FAZIO3 | 301 CAMBRIDGE ROAD HOLLYWOOD, FL 33024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $402 | $11 | $413 | 0.61% |
| KARINA ALEXANDRA BARRIOS3 | 2505 SW 18TH STREET FT LAUDERDALE, FL 33312 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $298 | $67 | $365 | 0.54% |
| STALTARE BENEFITS INC3 | 700 EAST ATLANTIC BOULEVARD POMPANO, FL 33060 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $307 | $28 | $335 | 0.50% |
| MARIO P CASERTA3 | 12531 SW 112 AVENUE MIAMI, FL 33176 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $332 | — | $332 | 0.49% |
| ESSENTIAL BENEFITS LLC3 | 8421 SW 124 AVENUE MIAMI, FL 33183 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $302 | $1 | $303 | 0.45% |
| RICARDO ACEVEDO3 | 15340 SW 111 STREET MIAMI, FL 33196 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $300 | $3 | $303 | 0.45% |
| ROY LEE TUCKER3 | PO BOX 41031 PASADENA, CA 91114 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $156 | $2 | $158 | 0.23% |
| WAYNE JAMES PITRIE3 | 9737 BEVLYN DRIVE HOUSTON, TX 77025 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $139 | $11 | $150 | 0.22% |
| JOSEPH P CALARCO3 Filed as: JOSEPH CHAVEZ | 1807 WEST DIEL ROAD NAPERVILLE, IL 60563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $62 | $62 | $124 | 0.18% |
| MORFAR STRATEGIES INC3 | 6990 GRIFFIN ROAD DAVIE, FL 33314 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $94 | $11 | $105 | 0.16% |
| HAD LI ENTERPRISES INCORPORATED3 Filed as: HAD II ENTERPRISES INCORPORATED | 11432 SOUTH STREET #303 CERRITOS, CA 90703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | $20 | $70 | 0.10% |
| SHARON M BOSTON3 | 3400 LONGFIELD DRIVE SNELLVILLE, GA 30039 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | $11 | $39 | 0.06% |
| KYLE RUSSEY3 | 6921 E WEDGEWOOD AVENUE DAVIE, FL 33331 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | $5 | $38 | 0.06% |
| DARIN POTTS3 | 510 BERING DRIVE HOUSTON, TX 77057 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $17 | $38 | 0.06% |
| MICHEL GUTIERREZ3 | 29244 SW 142ND PLACE HOMESTEAD, FL 33033 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $34 | — | $34 | 0.05% |
| ROBERT CZERWINSKI3 | 3512 STONE CREEK JOLIET, IL 60435 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $25 | $34 | 0.05% |
| BRYLIN EMPLOYEE BENEFITS LLC3 | 37 PONDVIEW DRIVE ALLENTOWN, NJ 08501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | — | $32 | 0.05% |
| CATHERINE ANN ARAUJO3 | 2570 NW 94TH WAY SUNRISE, FL 33322 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | — | $32 | 0.05% |
| LISA M RUSSEY3 | 6990 GRIFFIN ROAD DAVIE, FL 33314 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $5 | $26 | 0.04% |
| THE HORTON GROUP3 Filed as: ALEX BELFORT | 3010 REGENCY DRIVE READING, PA 19608 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.03% |
| MORGAN PERRI3 | 40 LEXINGTON CIRCLE MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.03% |
| ANDRE CRENSHAW3 | 19605 TALLISMAN STREET TORRANCE, CA 90503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| PEACOCK FINANCIALS INC3 | 6990 GRIFFIN ROAD DAVIE, FL 33314 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| MELISSA L GEORGE & ASSOCIATES LLC3 | 1514 CLEVELAND AVENUE ATLANTA, GA 30344 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.00% |
| PAUL ANDERSON3 | 12111 NW 32 MANOR SUNRISE, FL 33323 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| AYB BENEFITS INC3 | 3620 ROSETREE COURT LILBURN, GA 30047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| AC INSURANCE SOLUTIONS LLC3 | 2077 NW 111TH TERRACE CORAL SPRINGS, FL 33071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| DORIS M KERCHNER3 | 1875 KERRY CREEK DRIVE MARIETTA, GA 30066 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ANTHONY ACCILIEN3 Filed as: ANTHONY ACCILLIEN | 6157 UNITED STREET WEST PALM BEACH, FL 33411 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ERICA TEREK3 | PO BOX 156 GILBERTSVILLE, KY 42044 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | P.O. BOX 1414 MINNEAPOLIS, MN 554801414 | DELTA DENTAL INSURANCE COMPANY | $5K | — | $5K | 10.00% |
| HAYS COMPANIES, INC. Filed as: HAYS COMPANIES | P.O. BOX 1414 MINNEAPOLIS, MN 554081414 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | — | $1K | 4.94% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC | 80 SOUTH 8TH STREET, SUITE 700 MINNEAPOLIS, MN 55402 | THE PAUL REVERE LIFE INSURANCE COMPANY | $114 | — | $114 | 23.08% |
| THE HORTON GROUP3 Filed as: ALEX BELFORT | 3010 REGENCY DRIVE READING, PA 19608 | THE PAUL REVERE LIFE INSURANCE COMPANY | $79 | — | $79 | 15.99% |
| WALTER LUISENRIQUE BENITEZ3 | 12002 SW 128TH COURT MIAMI, FL 33186 | THE PAUL REVERE LIFE INSURANCE COMPANY | $18 | — | $18 | 3.64% |
| B & B INSURANCE SOLUTIONS INC3 Filed as: B&B INSURANCE SOLUTIONS INC | 12002 SW 128TH COURT MIAMI, FL 33186 | THE PAUL REVERE LIFE INSURANCE COMPANY | $10 | $3 | $13 | 2.63% |
| STALTARE BENEFITS INC3 | 700 EAST ATLANTIC BLVD POMPANO BEACH, FL 33060 | THE PAUL REVERE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 350 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 350 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 519 | $1.1M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL INSURANCE COMPANY | 175 | $71K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 175 | $21K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 350 | $239K |
| Short-term disability(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 350 | $239K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 350 | $172K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 350 | $172K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 519 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.