| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE INSURANCE & PAYROLL RESOURCE GR1 Filed as: INSURANCE & PAYROLL RESOURCE GROUP | 4301 VINELAND ROAD, STE E5 ORLANDO, FL 32811 | AETNA HEALTH, INC. | $54K | — | $54K | 4.81% |
| THE INSURANCE & PAYROLL RESOURCE GR3 Filed as: INSURANCE & PAYROLL RESOURCE GROUP | OF FLORIDA 4301 VINELAND ROAD STE E5 ORLANDO, FL 32811 | AETNA LIFE INSURANCE CO. | $19K | — | $19K | 9.14% |
| MARNI WARD LLC3 | 1102 ALMOND TREE CIR ORLANDO, FL 32835 | CONTINENTAL AMERICAN INSURANCE COMPANY | $291 | — | $291 | 2.34% |
| TEAM WEISS AND ASSOC LLC3 Filed as: TEAM WEISS & ASSOC LLC | PO BOX 149505 ORLANDO, FL 32814 | CONTINENTAL AMERICAN INSURANCE COMPANY | $259 | — | $259 | 2.09% |
| THE PERRY GROUP INC3 Filed as: THE PERRY GROUP | 1650 SAND LAKE ROAD, SUITE 201D ORLANDO, FL 32809 | CONTINENTAL AMERICAN INSURANCE COMPANY | $117 | — | $117 | 0.94% |
| THE INSURANCE & PAYROLL RESOURCE GR3 Filed as: INSURANCE & PAYROLL RESOURCE GROUP | 23347 BUTLER BAY DR. NORTH WINDERMERE, FL 34786 | CONTINENTAL AMERICAN INSURANCE COMPANY | $106 | — | $106 | 0.85% |
| MFK & ASSOC INC.3 | 156 TUSKAWILLA RD, WUITE 2352 WINTER SPRINGS, FL 32708 | CONTINENTAL AMERICAN INSURANCE COMPANY | $63 | — | $63 | 0.51% |
| REILLY & ASSOCIATES, INC.3 Filed as: REILLY & ASSOCIATES | 269 E LONG CREEK COVE LONGWOOD, FL 32750 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.14% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | P.O BOX 623557 OVIEDO, FL 32762 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.14% |
| DAWN & DOUGLAS SUCHECKI3 | 37648 OXFORD DR. MURRIETA, CA 92562 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.10% |
| DCB ADVISORS INC.3 Filed as: DCB ADVISORS | 3205 JERRY SMITH RD DOVER, FL 33527 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| RUBICON REGION LLC3 | 132 NW 76TH DRIVE SUITE B GAINESVILLE, FL 32607 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| ASHLEY CROOK3 | 9 PICKFORD LN PALM COAST, FL 32164 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| DENA JORDAN3 Filed as: DENA L JORDAN | 2461 W STATE ROAD STE 2061 OVIEDO, FL 32765 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 271 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 271 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 271 | $203K |
| Vision | AETNA LIFE INSURANCE CO. | 271 | $203K |
| Life insurance | AETNA LIFE INSURANCE CO. | 271 | $203K |
| Short-term disability | AETNA LIFE INSURANCE CO. | 271 | $203K |
| Long-term disability | AETNA LIFE INSURANCE CO. | 271 | $203K |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 271 | $215K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 271 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.