| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FOUNDATION RISK PARTNERS CORP3 Filed as: FOUNDATION RISK PARTNERS, CORP. | 2600 CENTENNIAL PL STE 200 TALLAHASSEE, FL 323080583 | HEALTH OPTIONS, INC. | $2K | — | $2K | 0.25% |
| APEX INSURANCE ADVISORS INC.3 | 1531 SE 36TH AVE OCALA, FL 34471 | HEALTH OPTIONS, INC. | $765 | — | $765 | 0.25% |
| DAVID ASHLEY3 | LAKE HAMPTON OFFICE, 6982 SW 101 ST HAMPTON, FL 32044 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | — | $10K | 9.01% |
| APEX INSURANCE ADVISORS INC.3 | 1531 SE 36TH AVE OCALA, FL 34471 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 2.00% |
| DAVID ASHLEY3 | LAKE HAMPTON OFFICE, 6982 SW 101 ST HAMPTON, FL 32044 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | — | $7K | 6.81% |
| APEX INSURANCE ADVISORS INC.3 | 1531 SE 36TH AVE OCALA, FL 34471 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 2.43% |
| ROMAN JANOS3 | 4965 NW 8TH AVE, STE A GAINESVILLE, FL 32605 | SUN LIFE ASSURANCE COMPANY OF CANADA | $763 | — | $763 | 0.76% |
| DAVID ASHLEY3 | LAKE HAMPTON OFFICE, 6982 SW 101 ST HAMPTON, FL 32044 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 4.10% |
| APEX INSURANCE ADVISORS INC.3 | 1531 SE 36TH AVE OCALA, FL 34471 | SUN LIFE ASSURANCE COMPANY OF CANADA | $578 | — | $578 | 0.91% |
| FOUNDATION RISK PARTNERS CORP3 Filed as: FOUNDATION RISK PARTNERS, CORP. | 2600 CENTENNIAL PL STE 200 TALLAHASSEE, FL 323080583 | BLUE CROSS BLUE SHIELD OF FLORIDA | $136 | — | $136 | 0.25% |
| DAVID ASHLEY3 | LAKE HAMPTON OFFICE, 6982 SW 101 ST HAMPTON, FL 32044 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 8.21% |
| APEX INSURANCE ADVISORS INC.3 | 1531 SE 36TH AVE OCALA, FL 34471 | SUN LIFE ASSURANCE COMPANY OF CANADA | $647 | — | $647 | 1.81% |
| APEX INSURANCE ADVISORS INC.3 | 1531 SE 36TH AVE OCALA, FL 34471 | BLUE CROSS BLUE SHIELD OF FLORIDA | $40 | — | $40 | 0.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 192 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 192 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | HEALTH OPTIONS, INC. | 153 | $1.3M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 160 | $101K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 189 | $36K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 179 | $63K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 179 | $107K |
| Prescription drug(4 contracts, 2 carriers) | HEALTH OPTIONS, INC. | 153 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 189 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.