| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 3520 THOMASVILLE RD, STE 500 TALLAHASSEE, FL 323093435 | BLUE CROSS BLUE SHIELD OF FLORIDA | $65K | — | $65K | 4.50% |
| FINANCIAL PARTNERS OF NORTH FLORIDA3 | 403 EAST PARK AVENUE TALLAHASSEE, FL 32301 | SUN LIFE ASSURANCE COMPANY OF CANADA | $42K | — | $42K | 18.00% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FLORIDA | 1201 W CYPRESS CREEK RD, SUITE 130 FORT LAUDERDALE, FL 33309 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $9K | $7K | $16K | 8.94% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FLORIDA | 220 SO RIDGEWOOD AVE DAYTONA BEACH, FL 32114 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $171 | — | $171 | 0.10% |
| FINANCIAL PARTNERS OF NORTH FLORIDA3 | 403 EAST PARK AVENUE TALLAHASSEE, FL 32301 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 20.00% |
| FINANCIAL PARTNERS OF NORTH FLORIDA3 | 403 EAST PARK AVENUE TALLAHASSEE, FL 32301 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 15.01% |
| FINANCIAL PARTNERS OF NORTH FLORIDA3 | 403 E PARK AVE TALLAHASSEE, FL 32301 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 9.22% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN | 3520 THOMASVILLE RD, SUITE 500 TALLAHASSEE, FL 32309 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $181 | — | $181 | 0.78% |
| FINANCIAL PARTNERS OF NORTH FLORIDA Filed as: FINANCIAL PARTNERS OF NORTH FL | 403 E PARK AVE TALLAHASSEE, FL 32301 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $305 | — | $305 | 9.20% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN | 3520 THOMASVILLE RD, SUITE 500 TALLAHASSEE, FL 32309 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $46 | — | $46 | 1.39% |
| MGIS3 | 111 SOUTH MAIN STREET SALT LAKE CITY, UT 841112176 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $180 | $180 | 12.97% |
| FINANCIAL PARTNERS OF NORTH FLORIDA3 | 403 EAST PARK AVENUE TALLAHASSEE, FL 32301 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 181 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 145 | $1.5M |
| Dental | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 168 | $177K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 168 | $177K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 181 | $29K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 80 | $28K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 181 | $231K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 169 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 181 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.