| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE BOON INSURANCE AGENCY3 Filed as: THE BOON INSURANCE AGENCY, INC. | 6300 BRIDGEPOINT PARKWAY BUILDING 3 500 AUSTIN, TX 78730 | AETNA LIFE INSURANCE COMPANY | $46K | — | $46K | 1.76% |
| FLORINE BELLUS3 | P O BOX 1820 WINTER PARK, FL 32790 | AETNA LIFE INSURANCE COMPANY | $11K | — | $11K | 0.43% |
| FLORINE BELLUS3 | PO BOX 1820 WINTER PARK, FL 32790 | TRANSAMERICA LIFE INSURANCE COMPANY | $34K | — | $34K | 6.13% |
| THE BOON INSURANCE AGENCY3 Filed as: THE BOON INSURANCE AGENCY, INC. | 6300 BRIDGEPOINT PARKWAY BUILDING 3 500 AUSTIN, TX 78730 | TRANSAMERICA LIFE INSURANCE COMPANY | $16K | — | $16K | 2.87% |
| FLORINE BELLUS3 | P O BOX 1820 WINTER PARK, FL 32790 | TRIPLE S SALUD, INC. | $5K | — | $5K | 5.00% |
| BELLUS INSURANCE SERVICES3 | PO BOX 1820 ATTN FLORINE BELLUS WINTER PARK, FL 32790 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 7.81% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BOON ADMINISTRATIVE SERVICES EIN 33-0449333 CONTRACTED 3RD PARTY ADM. | Claims processing; Other insurance fees and expenses; Contract Administrator; Direct payment from the plan Service code 12 | 6300 BRIDGEPOINT PARKWAY BUILDING 3 500 AUSTIN, TX 78730 | $303K |
| THE BOON INSURANCE AGENCY EIN 74-2236168 MARKETING AGENT | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 6300 BRIDGEPOINT PARKWAY BUILDING 3 500 AUSTIN, TX 78730 | $23K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 472 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 472 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 241 | $3.3M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 241 | $2.7M |
| Vision | AETNA LIFE INSURANCE COMPANY | 241 | $2.6M |
| Life insurance(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 241 | $2.8M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 241 | $2.6M |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 241 | $2.7M |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 241 | $2.6M |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 241 | $2.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 241 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.