| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 1125 SANCTUARY PKWT, STE 300 ALPHARETTA, GA 300197614 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | $45 | $26K | 1.93% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER RD, STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $22K | $22K | 1.63% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER RD, STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $271 | $271 | 0.02% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1125 SANCTUARY PKWT, STE 300 ALPHARETTA, GA 300197614 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $1K | — | $1K | 1.99% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER RD, STE 900 HOUSTON, TX 770565306 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | — | $996 | $996 | 1.70% |
| ALLIANT INSURANCE SERVICES, INC.3 | PO BOX 8299, DB EB OPERATING ACCT PASADENA, CA 91109 | METLIFE LEGAL PLANS OF FLORIDA | $807 | $214 | $1K | 11.76% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUMRX, INC EIN 33-0441200 PHARMACY BENEFIT MGMT | Float revenue; Claims processing; Direct payment from the plan; Other fees Service code 12 | PO BOX 2975 MISSION, KS 66201 | $7.0M |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator; Other fees Service code 13 | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | $1.5M |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,087 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 36 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,123 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,087 | $1.4M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 4,087 | $1.3M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,733 | $311K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,304 | $326K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,733 | $669K |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,733 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,087 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.