| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS GUNTER VAUGHN INSURANCE INC | PO BOX 12099 TALLAHASSEE, FL 32317 | UNION SECURITY INSURANCE COMPANY | $26K | — | $26K | 9.12% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS, GUNTER, VAUGHN INS, INC. | 1117 THOMASVILLE ROAD TALLAHASSEE, FL 32303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $887 | — | $887 | 3.74% |
| JOEY MIGUES3 Filed as: JOEY GRUBBS BENEFITS, LLC | 4527 ARGYLE LANE TALLAHASSEE, FL 32309 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $491 | — | $491 | 2.07% |
| NICOLE TOWNSEND VEDDER3 | 3370 LAKE RUN DRIVE TALLAHASSEE, FL 32309 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $222 | — | $222 | 0.94% |
| EDWARD D SOMMER3 Filed as: EDWARD GUY, JR. | 736 RED FERN ROAD TALLAHASSEE, FL 32308 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $151 | — | $151 | 0.64% |
| JODY L HILL3 Filed as: JODY L. HILL | 2910 KERRY FOREST PARKWAY TALLAHASSEE, FL 32309 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $81 | — | $81 | 0.34% |
| HOWARD L WEATHERS3 Filed as: HOWARD L. WEATHERS | 1119 ROSEWOOD DRIVE TALLAHASSEE, FL 32301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.07% |
| ROGERS BENEFIT GROUP INC3 Filed as: SAMUEL ROGERS | 1117 THOMASVILLE ROAD TALLAHASSEE, FL 32303 | CAPITAL HEALTH PLAN | $67K | — | $67K | — |
| MIRIAM C WATKINS3 Filed as: MIRIAM C. WATKINS | 3456 EXMOUTH LANE TALLAHASSEE, FL 32317 | AFLAC | $131 | — | $131 | — |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS, GUNTER, VAUGHN & ASSOC. | 1117 THOMASVILLE ROAD TALLAHASSEE, FL 32303 | AFLAC | $71 | — | $71 | — |
| RICHARD T. TENNEY3 | 1921 LEONE DRIVE TALLAHASSEE, FL 32308 | AFLAC | $40 | — | $40 | — |
| AMY GREEN3 | 715 E 53RD STREET SAVANNAH, GA 31405 | AFLAC | $34 | — | $34 | — |
| AMY GREEN3 Filed as: AMY F. GREEN | 4400 ROGERS AVE SUITE B FORT SMITH, AR 72903 | AFLAC | $27 | — | $27 | — |
| JAMES M. CROSS3 | 267 JOHN KNOX RD SUITE 112 HAVANA, FL 32333 | AFLAC | $25 | — | $25 | — |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $24 | — | $24 | — |
| DEBRA W KNIGHT3 Filed as: DEBRA W. KNIGHT | 4715 HIGHGROVE RD TALLAHASSEE, FL 32309 | AFLAC | $13 | — | $13 | — |
| ERIN L KIRKLAND3 Filed as: ERIN L. KIRKLAND | 1775 PINE PARK ROAD CAIRO, GA 39828 | AFLAC | $12 | — | $12 | — |
| RICHARD T. TENNEY3 | 2216 BRANBURY LN TALLAHASSEE, FL 32308 | AFLAC | $9 | — | $9 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 258 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 263 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNION SECURITY INSURANCE COMPANY | 294 | $289K |
| Life insurance | UNION SECURITY INSURANCE COMPANY | 294 | $289K |
| Short-term disability(3 contracts, 3 carriers) | UNION SECURITY INSURANCE COMPANY | 294 | $313K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 294 | $289K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 418 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.