| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER, LLC | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $736 | $5K | 10.62% |
| BENEFITS PARTNER LLC5 Filed as: BENEFITS PARTNER, LLC | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $414 | $414 | 0.88% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER, LLC | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $393 | $3K | 17.47% |
| BENEFITS PARTNER LLC5 Filed as: BENEFITS PARTNER, LLC | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $414 | $414 | 2.60% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER, LLC | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LI COMPANY | $1K | — | $1K | 9.67% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER, LLC | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | STANDARD INSURANCE COMPANY | $1K | $162 | $1K | 11.45% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER, LLC | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $162 | $1K | 11.45% |
| BENEFITS PARTNER LLC Filed as: BENEFITS PARTNER, LLC | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | STANDARD INSURANCE COMPANY | $2K | $141 | $2K | 16.27% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER, LLC | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | STANDARD INSURANCE COMPANY | $377 | — | $377 | 10.01% |
| BENEFITS PARTNER LLC Filed as: BENEFITS PARTNER, LLC | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | UNITED OF OMAHA LIFE INSURANCE COUNTRY | $318 | $0 | $318 | 10.01% |
| BENEFITS PARTNER LLC3 Filed as: BENEFITS PARTNER, LLC | 38233 MOUND RD BUILDING F STERLING HEIGHTS, MI 48310 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $27 | $7K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 96 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 96 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | NATIONWIDE LIFE INSURANCE COMPANY | 95 | $473K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 0 | $0 |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LI COMPANY | 200 | $12K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $58K |
| Short-term disability(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $69K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 122 | $16K |
| Other(4 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 45 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 200 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.