| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FIRST FLORIDA INS BROKERS LLC3 Filed as: FIRST FLORIDA INSURANCE BROKERS, LL | 100 S. ASHLEY DR. STE 250 TAMPA, FL 33602 | RELIASTAR LIFE INSURANCE COMPANY | $56K | — | $56K | 10.00% |
| JENNIFER FRANCEY TAGGART3 | 6405 CORAL CREEK CT ELLENTON, FL 34222 | AFLAC | $3K | $222 | $3K | 8.02% |
| PATRICIA DUNLAP3 | 8907 AMEN CORNER PL PALMETTO, FL 34221 | AFLAC | $2K | $13 | $2K | 3.86% |
| JUSTIN M REYNOLDS3 Filed as: JUSTIN M. REYNOLDS | 8433 ENTERPRISE CIR STE 100 LAKEWOOD RANCH, FL 34202 | AFLAC | $563 | $67 | $630 | 1.55% |
| RENA L HELM3 Filed as: RENA L. HELM | 6115 13TH AVE. E BRADENTON, FL 34208 | AFLAC | $346 | $0 | $346 | 0.85% |
| JOHN FRANCIS BOZER3 | 5655 CYNTHIA LANE SARASOTA, FL 34235 | AFLAC | $266 | $56 | $322 | 0.79% |
| JOAN A FARNHAM3 Filed as: JOAN A. FARNHAM | 5138 39TH ST. W. BRADENTON, FL 34210 | AFLAC | $267 | $0 | $267 | 0.66% |
| REBECCA A MCQUILLEN3 Filed as: REBECCA A. MCQUILLEN | 1108 67TH STREET CT E. BRADENTON, FL 34208 | AFLAC | $188 | $0 | $188 | 0.46% |
| KYLE PATRICK TAGGART3 | 6405 CORAL CREEK CT ELLENTON, FL 34222 | AFLAC | $169 | $12 | $181 | 0.44% |
| BARTLEIN AND ASSOC INC3 Filed as: BARTLEIN AND ASSOC, INC. | 22465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $146 | $0 | $146 | 0.36% |
| BOZER & ASSOCIATES LLC3 Filed as: BOZER & ASSOCIATES, LLC | 5655 CYNTHIA LN SARASOTA, FL 34235 | AFLAC | $104 | $34 | $138 | 0.34% |
| RIVER WARD3 | 714 GRIFFEN HEIGHTS CT RUSKIN, FL 33570 | AFLAC | $135 | $0 | $135 | 0.33% |
| BONNIE R. MILLER3 | 2703 113TH ST E. PALMETTO, FL 34221 | AFLAC | $116 | $0 | $116 | 0.28% |
| PROFESSIONAL BENEFITS3 Filed as: PROFESSIONAL BENEFITS, INC. | P.O. BOX 1079 SARASOTA, FL 342301079 | AFLAC | $81 | $0 | $81 | 0.20% |
| JON M LOUDEN3 Filed as: JON M. LOUDEN | 22739 E. PRENTICE PL AURORA, CO 80015 | AFLAC | $71 | $0 | $71 | 0.17% |
| DEREK R MANN3 Filed as: DEREK R. MANN | 111 LEE ROAD 802, UNIT 122 VALLEY, AL 36854 | AFLAC | $47 | $0 | $47 | 0.12% |
| SUSAN C BRIMHALL3 Filed as: SUSAN C. BRIMHALL | P.O. BOX 336 SMITHS STATION, AL 36877 | AFLAC | $42 | $0 | $42 | 0.10% |
| GLORIA BUSSEY3 Filed as: GLORIA R. BUSSEY | 3680 COQUINA KEY DR. SE ST. PETERSBURG, FL 33705 | AFLAC | $38 | $0 | $38 | 0.09% |
| RAM 1 INC3 Filed as: RAM 1, INC. | 1108 67TH STREET COURT E BRADENTON, FL 34208 | AFLAC | $38 | $0 | $38 | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN, INC. | 10151 DEERWOOD PARK BLVD, STE 100-1 JACKSONVILLE, FL 32256 | AFLAC | $31 | — | $31 | 0.08% |
| C LEONARD SKIPPER3 Filed as: C. LEONARD SKIPPER | P.O. BOX 11128 MONTGOMERY, AL 36111 | AFLAC | $20 | — | $20 | 0.05% |
| JOHN J GRUND3 Filed as: JOHN J. GRUND | 4119 24TH AVE. W. BRADENTON, FL 34205 | AFLAC | $16 | $0 | $16 | 0.04% |
| THE HORTON GROUP3 Filed as: R. HORTON GRIFFIN JR. | 116 N. DAWSON ST. THOMASVILLE, GA 31792 | AFLAC | $15 | $0 | $15 | 0.04% |
| SHERI CROOK INC3 Filed as: SHERI CROOK, INC. | 2151 COOK LN ALVA, FL 33920 | AFLAC | $15 | $0 | $15 | 0.04% |
| J W GRIMES INC3 Filed as: J.W. GRIMES, INC. | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $15 | $0 | $15 | 0.04% |
| CHARMAINE K HAYDEN3 Filed as: CHARMAINE K. HAYDEN | 3908 MAVERICK AVE. SARASOTA, FL 34233 | AFLAC | $15 | $0 | $15 | 0.04% |
| MICHELLE L. KANN3 | 1742 N. SIERRA VISTA DR. TEMPE, AZ 85281 | AFLAC | $14 | $0 | $14 | 0.03% |
| CHRISTOPHER B. CULPEPPER3 | 4811 5TH AVE W PALMETTO, FL 34221 | AFLAC | $14 | $0 | $14 | 0.03% |
| JAMES (JAY) GRIMES3 | 554 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $12 | $0 | $12 | 0.03% |
| DAVID K MOBLEY3 Filed as: DAVID K. MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $11 | $0 | $11 | 0.03% |
| CHRISTINE P HORNE3 Filed as: CHRISTINE P. HORNE | 3224 DARTMOUTH LN SARASOTA, FL 34239 | AFLAC | $10 | $0 | $10 | 0.02% |
| JANINE FOX3 | 18 HAVILAND DR. SCHENECTADY, NY 12302 | AFLAC | $10 | $0 | $10 | 0.02% |
| JEFFREY PAUL SEPESI3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $9 | $0 | $9 | 0.02% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $8 | $0 | $8 | 0.02% |
| FRANCIS V CRUZ3 Filed as: FRANCIS V. CRUZ | 19115 LIVINGSTON AVE. LUTZ, FL 33559 | AFLAC | $7 | $0 | $7 | 0.02% |
| MARY REBECCA WEATHERLY3 | 1934 E. LEEWYNN DR. SARASOTA, FL 34240 | AFLAC | $6 | $0 | $6 | 0.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPARATE SERVICES (PA), INC. | 2600 KELLY RD, STE 300 WARRINGTON, PA 18976 | AFLAC | $5 | $0 | $5 | 0.01% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES A. HARBOUR | 1100 ALAKEA ST, STE 3200 HONOLULU, HI 96813 | AFLAC | $5 | $0 | $5 | 0.01% |
| TRUST MANAGEMENT GROUP3 Filed as: TRUST MANAGEMENT GROUP, INC. | 610 CRESCENT EXECUTIVE CT, STE 524 LAKE MARY, FL 32746 | AFLAC | $5 | $0 | $5 | 0.01% |
| URSULA HUNT3 | 5707 45TH ST. E, LOT 208 BRADENTON, FL 34203 | AFLAC | $5 | $0 | $5 | 0.01% |
| ROBER L KNIGHT3 Filed as: ROBER L. KNIGHT | 4715 HIGHGROVE RD TALLAHASSEE, FL 32309 | AFLAC | $4 | $0 | $4 | 0.01% |
| PLUS BENEFITS UNLIMITED, INC.3 | 3680 COQUINAKEY DR. SE ST. PETERSBURG, FL 33705 | AFLAC | $3 | $0 | $3 | 0.01% |
| CHARLENE LEE STANTON3 | 3227 70TH CT. E PALMETTO, FL 34221 | AFLAC | $3 | $0 | $3 | 0.01% |
| GRAVES INC3 Filed as: GRAVES, INC. | 5659 W. HOLIDAY ST. HOMOSASSA, FL 34446 | AFLAC | $3 | $0 | $3 | 0.01% |
| MELINDA ADAMS3 | 480 SCHOONER ST. NORTH PORT, FL 34287 | AFLAC | $3 | $0 | $3 | 0.01% |
| SHERRY M SMITH3 Filed as: SHERRY M. SMITH | 4388 WAXWING CT. BOYNTON BEACH, FL 33436 | AFLAC | $2 | $0 | $2 | 0.00% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR. TAMPA, FL 33626 | AFLAC | $2 | $0 | $2 | 0.00% |
| DELORES ELAINE PINKOWSKI3 | HC 64 BOX 1815 CASTLE VALLEY, UT 84532 | AFLAC | $1 | $1 | $2 | 0.00% |
| CHET PRATHER HORNE | 2847 POST RD. SARASOTA, FL 34231 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARK C LEE3 Filed as: MARK C. LEE | 1444 S 17TH ST. WILMINGTON, NC 28401 | AFLAC | $1 | $0 | $1 | 0.00% |
| JENNIFER B MOREHEAD3 Filed as: JENNIFER B. MOREHEAD | 13412 WHITBY RD. HUDSON, FL 34667 | AFLAC | $1 | $0 | $1 | 0.00% |
| OMER S BASS IV3 Filed as: OMER S. BASS IV | 565 W. GATEWAY CT. MERRITT ISLAND, FL 32952 | AFLAC | $1 | $0 | $1 | 0.00% |
| HORACE R WEAVER III3 Filed as: HORACE R. WEAVER III | 106 FOUNTAIN DR. SLIDEL, FL 70458 | AFLAC | — | — | $0 | 0.00% |
| KIMBERLY DIAN CROCKETT3 | 1563 ASHLEY CREEK LN CORDOVA, TN 38016 | AFLAC | — | — | $0 | 0.00% |
| CHET PRATHER HORNE3 | 2847 POST RD. SARASOTA, FL 34231 | AFLAC | — | — | $0 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1819 MAIN STREET STE 510 SARASOTA, FL 34236 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $757 | $3K | 13.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1819 MAIN STREET STE 510 SARASOTA, FL 34236 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $649 | $4K | 24.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1819 MAIN STREET STE 510 SARASOTA, FL 34236 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $897 | $3K | 21.46% |
| JENNIFER FRANCEY TAGGART3 | 6405 CORAL CREEK CT ELLENTON, FL 34222 | AFLAC | $693 | $15 | $708 | 5.59% |
| KYLE PATRICK TAGGART3 | 6405 CORAL CREEK CT ELLENTON, FL 34222 | AFLAC | $226 | $0 | $226 | 1.79% |
| PATRICIA DUNLAP3 | 8907 AMEN CORNER PL PALMETTO, FL 34221 | AFLAC | $214 | $0 | $214 | 1.69% |
| JOHN FRANCIS BOZER3 | 5655 CYNTHIA LANE SARASOTA, FL 34235 | AFLAC | $193 | $0 | $193 | 1.52% |
| JUSTIN M REYNOLDS3 Filed as: JUSTIN M. REYNOLDS | 8433 ENTERPRISE CIR STE 100 LAKEWOOD RANCH, FL 34202 | AFLAC | $155 | $7 | $162 | 1.28% |
| BOZER & ASSOCIATES LLC3 Filed as: BOZER & ASSOCIATES, LLC | 5655 CYNTHIA LANE SARASOTA, FL 34235 | AFLAC | $134 | $15 | $149 | 1.18% |
| REBECCA A MCQUILLEN3 Filed as: REBECCA A. MCQUILLEN | 1108 67TH STREET COURT E BRADENTON, FL 34208 | AFLAC | $126 | $0 | $126 | 1.00% |
| RENA L HELM3 Filed as: RENA L. HELM | 6115 13TH AVE. E BRADENTON, FL 34208 | AFLAC | $120 | $0 | $120 | 0.95% |
| PROFESSIONAL BENEFITS3 Filed as: PROFESSIONAL BENEFITS, INC. | P.O. BOX 1079 SARASOTA, FL 342301079 | AFLAC | $75 | $0 | $75 | 0.59% |
| JON M LOUDEN3 Filed as: JON M. LOUDEN | 22739 E. PRENTICE PL AURORA, CO 80015 | AFLAC | $62 | $0 | $62 | 0.49% |
| CHARMAINE K HAYDEN3 Filed as: CHARMAINE K. HAYDEN | 3908 MAVERICK AVE. SARASOTA, FL 34233 | AFLAC | $60 | $0 | $60 | 0.47% |
| JOAN A FARNHAM3 Filed as: JOAN A. FARNHAM | 5138 39TH ST. W. BRADENTON, FL 34210 | AFLAC | $57 | $0 | $57 | 0.45% |
| BARTLEIN AND ASSOC INC3 Filed as: BARTLEIN AND ASSOC, INC. | 22465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $49 | $0 | $49 | 0.39% |
| JOHN J GRUND3 Filed as: JOHN J. GRUND | 4119 24TH AVE. W. BRADENTON, FL 34205 | AFLAC | $44 | $0 | $44 | 0.35% |
| RAM 1 INC3 Filed as: RAM 1, INC. | 1108 67TH STREET COURT E BRADENTON, FL 34208 | AFLAC | $38 | $0 | $38 | 0.30% |
| DEREK R MANN3 Filed as: DEREK R. MANN | 111 LEE ROAD 802, UNIT 122 VALLEY, AL 36854 | AFLAC | $32 | $0 | $32 | 0.25% |
| BONNIE R. MILLER3 | 2703 113TH ST E. PALMETTO, FL 34221 | AFLAC | $29 | $0 | $29 | 0.23% |
| JAMES (JAY) GRIMES3 | 554 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $8 | $0 | $8 | 0.06% |
| ROGER L KNIGHT3 Filed as: ROGER L. KNIGHT | 4715 HIGHGROVE RD TALLAHASSEE, FL 32309 | AFLAC | $6 | $0 | $6 | 0.05% |
| SUSAN C BRIMHALL3 Filed as: SUSAN C. BRIMHALL | P.O. BOX 336 SMITHS STATION, AL 36877 | AFLAC | $4 | $0 | $4 | 0.03% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES A. HARBOUR | 1100 ALAKEA ST, STE 3200 HONOLULU, HI 96813 | AFLAC | $4 | $0 | $4 | 0.03% |
| J W GRIMES INC3 Filed as: J.W. GRIMES, INC. | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $3 | $0 | $3 | 0.02% |
| JENNIFER B MOREHEAD3 Filed as: JENNIFER B. MOREHEAD | 13412 WHITBY RD. HUDSON, FL 34667 | AFLAC | $2 | $0 | $2 | 0.02% |
| JANINE FOX3 | 18 HAVILAND DR. SCHENECTADY, NY 12302 | AFLAC | $2 | $0 | $2 | 0.02% |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $2 | $0 | $2 | 0.02% |
| FRANCIS V CRUZ Filed as: FRANCIS V. CRUZ | 19115 LIVINGSTON AVE. LUTZ, FL 33559 | AFLAC | $1 | $0 | $1 | 0.01% |
| CHRISTOPHER B. CULPEPPER3 | 4811 5TH AVE W PALMETTO, FL 34221 | AFLAC | $1 | $0 | $1 | 0.01% |
| HORACE R WEAVER III3 Filed as: HORACE R. WEAVER III | 106 FOUNTAIN DR. SLIDELL, LA 70458 | AFLAC | $1 | $0 | $1 | 0.01% |
| MARY REBECCA WEATHERLY | 1934 E. LEEWYNN DR. SARASOTA, FL 34240 | AFLAC | $1 | $0 | $1 | 0.01% |
| MARK C LEE Filed as: MARK C. LEE | 1444 S 17TH ST. WILMINGTON, NC 28401 | AFLAC | — | — | $0 | 0.00% |
| ELLEN D JAMES Filed as: ELLEN D. JAMES | 3831 MISTY LANDING DR. VALRICO, FL 33594 | AFLAC | — | — | $0 | 0.00% |
| KIMBERLY DIAN CROCKETT | 1563 ASHLEY CREEK LN CORDOVA, TN 38016 | AFLAC | — | — | $0 | 0.00% |
| OMER S BASS IV Filed as: OMER S. BASS IV | 565 W. GATEWAY CT. MERRITT ISLAND, FL 32952 | AFLAC | — | — | $0 | 0.00% |
| JESSICA RAE ESKEW | 10426 SPRINGROSE DR. TAMPA, FL 33626 | AFLAC | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 CLAIMS PROCESSING | Claims processing Service code 12 | P.O. BOX 27267 MINNEAPOLIS, MN 554270267 | $181K |
| ENVISIONRX EIN 90-1011712 CLAIMS PROCESSING | Claims processing Service code 12 | 2181 E. AURORA RD., SUITE 201 TWINSBURG, OH 44087 | $10K |
| EMPLOYEE ASSISTANCE PROG - SARASOTA EMPLOYEE CONSULTING | Consulting (general) Service code 16 | 500 JOHN RINGLING BLVD. SARASOTA, FL 34236 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 231 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 231 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | AFLAC | 78 | $53K |
| Dental(2 contracts) | AFLAC | 78 | $53K |
| Life insurance(5 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 237 | $659K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 38 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 237 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.