| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EXCALIBUR FINANCIAL GROUP3 | 302 KNIGHTS RUN #110 TAMPA, FL 33602 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $49K | $49K | 5.29% |
| WILLIAM MANNIX3 | 302 KNIGHTS RUN #110 TAMPA, FL 33602 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | — | $7K | 3.24% |
| ROBERT FABRIZIO3 | 302 KNIGHTS RUN #110 TAMPA, FL 33602 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | — | $7K | 3.24% |
| EXCALIBUR FINANCIAL GROUP3 | 302 KNIGHTS RUN #110 TAMPA, FL 33602 | COLONIAL LIFE AND ACCIDENT | $546 | — | $546 | 1.96% |
| WILLIAM E GECEWICZ3 | 11113 LAKESIDE VISTA DRIVE RIVERVIEW, FL 33569 | COLONIAL LIFE AND ACCIDENT | $238 | $238 | $476 | 1.71% |
| CHOICE BENEFITS SOLUTIONS LLC3 Filed as: CHOICE BENEFITS SOLUTIONS INC. | 525 CAPRI BLVD TREASURE ISLAND, FL 33706 | COLONIAL LIFE AND ACCIDENT | $403 | — | $403 | 1.45% |
| TRILOGY BENEFITS CONSULTING LLC3 Filed as: TRILOGY BENEFTITS CONSULTING LLC | 5908 HAMMOCK WOODS DR ODESSA, FL 33556 | COLONIAL LIFE AND ACCIDENT | $361 | $17 | $378 | 1.36% |
| TAMARA ANN BUSCHER3 Filed as: TAMARA GAIL COPELAND | 1401 15TH STREET NORTH ST PETERSBURG, FL 34639 | COLONIAL LIFE AND ACCIDENT | $187 | — | $187 | 0.67% |
| HEIL BUSINESS SOLUTIONS CORPORATION3 | 2150 49TH STREET N. SUITE F ST PETERSBURG, FL 33710 | COLONIAL LIFE AND ACCIDENT | $152 | — | $152 | 0.55% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA | 1450 BRICKELL AVE MIAMI, FL 33131 | COLONIAL LIFE AND ACCIDENT | $148 | — | $148 | 0.53% |
| KEITH ANTHONY GROESBECK3 | 1401 15TH ST NORTH ST PETERBURG, FL 33704 | COLONIAL LIFE AND ACCIDENT | $123 | — | $123 | 0.44% |
| YOLANDA TRISTANCHO-HELWIG3 | 315 WEST 39TH STREET NEW YORK, NY 10018 | COLONIAL LIFE AND ACCIDENT | $99 | — | $99 | 0.36% |
| JANET S DOHERTY3 | 138 SKY RIDGE DR VALRICO, FL 33594 | COLONIAL LIFE AND ACCIDENT | $61 | $27 | $88 | 0.32% |
| RONALD SADOFSKY3 | 13553 CREST LAKE DR HUDSON, FL 34669 | COLONIAL LIFE AND ACCIDENT | $63 | — | $63 | 0.23% |
| DANIELS SOLUTIONS LLC3 | 4941 POMPANO DR NEW PORT RICHEY, FL 34652 | COLONIAL LIFE AND ACCIDENT | $31 | $32 | $63 | 0.23% |
| DANIEL M WOLF3 Filed as: DANIEL J NIEMI | 400 STONE QUARY DR MARQUETTE, MI 49855 | COLONIAL LIFE AND ACCIDENT | $62 | — | $62 | 0.22% |
| COLIN JAMES MCDOUGALL3 | 2739 DURANT TRAILS BLD DOVER, FL 33527 | COLONIAL LIFE AND ACCIDENT | $31 | — | $31 | 0.11% |
| ROBERT BRIAN FABRIZIO JR3 Filed as: ROBERT BRIAN FABRIZION JR | 814 N VALRICO RD VALRICO, FL 33594 | COLONIAL LIFE AND ACCIDENT | $31 | — | $31 | 0.11% |
| THOMAS WALLACE JR3 Filed as: THOMAS WALLACE | 57 WYN OAK DRIVE NASHVILLE, TN 37205 | COLONIAL LIFE AND ACCIDENT | $20 | — | $20 | 0.07% |
| STEPHEN VERMETTE INC3 | 920 SPRING PARK LOOP CELEBRATION, FL 34747 | COLONIAL LIFE AND ACCIDENT | $12 | — | $12 | 0.04% |
| ANDERSON BENEFIT SOLUTIONS3 | 3821 LAKE PADGETT DR LAND O LAKES, FL 34639 | COLONIAL LIFE AND ACCIDENT | $6 | — | $6 | 0.02% |
| JOHN R STONER ORG INC3 Filed as: JOHN A CARREIRO | 525 CAPRI BLVD TREASURE ISLAND, FL 33706 | COLONIAL LIFE AND ACCIDENT | $3 | — | $3 | 0.01% |
| CORCORAN & HOYT LLC3 | 12505 BRONCO DR TAMPA, FL 33624 | COLONIAL LIFE AND ACCIDENT | $2 | $1 | $3 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 110 | $929K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 228 | $222K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 228 | $222K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 228 | $222K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 228 | $222K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 228 | $222K |
| Other | COLONIAL LIFE AND ACCIDENT | 29 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.