| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 220 S RIDGEWOOD AVENUE STE 500 DAYTONA BEACH, FL 32114 | FLORIDA HEALTH CARE PLANS, INC. | $89K | — | $89K | 2.95% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 220 S RIDGEWOOD AVENUE STE 500 DAYTONA BEACH, FL 32114 | HEALTH OPTIONS | $23K | — | $23K | 6.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 220 S RIDGEWOOD AVENUE STE 500 DAYTONA BEACH, FL 32114 | BLUE CROSS BLUE SHIELD OF FLORIDA | $4K | — | $4K | 6.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC | P.O. BOX 2412 DAYTONA BEACH, FL 321152412 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $2K | $9K | 19.52% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | P.O. BOX 2412 DAYTONA BEACH, FL 321152412 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 19.85% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | P.O. BOX 2412 DAYTONA BEACH, FL 321152412 | EYEMED | $4K | — | $4K | 9.22% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | P.O. BOX 2412 DAYTONA BEACH, FL 321152412 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15K | — | $15K | 45.37% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC | P.O. BOX 2412 DAYTONA BEACH, FL 321152412 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 853 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 853 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | FLORIDA HEALTH CARE PLANS, INC. | 497 | $3.1M |
| Vision | EYEMED | 506 | $38K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 619 | $0 |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 202 | $46K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $42K |
| Prescription drug | HEALTH OPTIONS | 37 | $386K |
| Other(2 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 619 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 619 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.