| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GROUP INSURANCE SOLUTIONS, INC.3 | 18230 RIVER OAKS DRIVE JUPITER, FL 334583304 | BLUE CROSS BLUE SHIELD OF FLORIDA | $112K | — | $112K | 2.90% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS | 18230 RIVER OAKS DR JUPITER, FL 33458 | HEALTH OPTIONS, INC. | $20K | — | $20K | 2.00% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS | 18230 RIVER OAKS DRIVE JUPITER, FL 334583304 | FLORIDA COMBINED LIFE INSURANCE COMPANY | $28K | — | $28K | 7.55% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS | 18230 RIVER OAKS DRIVE JUPITER, FL 33458 | CIGNA GROUP INSURANCE - LIFE INSURANCE COMPANY OF NORTH AMERICA | $26K | — | $26K | 9.30% |
| GROUP INSURANCE SOLUTIONS, INC.3 | 18230 RIVER OAKS DRIVE JUPITER, FL 33458 | CIGNA GROUP INSURANCE - LIFE INSURANCE COMPANY OF NORTH AMERICA | $24K | — | $24K | 15.00% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS | 18230 RIVER OAKS DRIVE JUPITER, FL 33458 | CIGNA GROUP INSURANCE - LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | — | $9K | 10.00% |
| GROUP INSURANCE SOLUTIONS, INC.3 Filed as: GROUP INSURANCE SOLUTIONS | 18230 RIVER OAKS DRIVE JUPITER, FL 33458 | CIGNA GROUP INSURANCE - LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 466 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 472 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 283 | $4.9M |
| Dental | FLORIDA COMBINED LIFE INSURANCE COMPANY | 436 | $369K |
| Life insurance | CIGNA GROUP INSURANCE - LIFE INSURANCE COMPANY OF NORTH AMERICA | 716 | $279K |
| Short-term disability | CIGNA GROUP INSURANCE - LIFE INSURANCE COMPANY OF NORTH AMERICA | 367 | $89K |
| Long-term disability | CIGNA GROUP INSURANCE - LIFE INSURANCE COMPANY OF NORTH AMERICA | 103 | $161K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 283 | $4.9M |
| Other | CIGNA GROUP INSURANCE - LIFE INSURANCE COMPANY OF NORTH AMERICA | 466 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 716 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.