| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 1421 PINE RIDGE RD STE 200 NAPLES, FL 34109 | UNITED HEALTHCARE INSURANCE COMPANY | — | $78K | $78K | 6.37% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 1421 PINE RIDGE RD SUITE 200 NAPLES, FL 341092118 | PRINCIPAL LIFE INSURANCE COMPANY | $19K | $6K | $25K | 12.26% |
| DAILYFEATS INC.3 Filed as: DAILYFEATS INC | 101 TREMON ST FL 11 BOSTON, MA 021085004 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 1.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE AGENCY OF V | 11220 ASSETT LOOP STE 304 MANASSAS, VA 20109 | PRINCIPAL LIFE INSURANCE COMPANY | — | $977 | $977 | 0.48% |
| PATRICIA POWELL3 | BOX 442 ESTERO, FL 33929 | AFLAC | $4K | $426 | $5K | 3.64% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1421 PINE RIDGE RD SUITE 200 NAPLES, FL 34109 | AFLAC | $5K | — | $5K | 3.57% |
| KATTY W COHEN3 | 21711 TOWN PLACE DRIVE BOCA RATON, FL 33433 | AFLAC | $3K | $99 | $3K | 2.62% |
| LAC INSURANCE SERVICES3 | 1927 SE 8TH AVE CAPE CORAL, FL 33990 | AFLAC | $1K | $203 | $2K | 1.27% |
| BRENDA LYNN GARRETT3 | 13489 VILLA DI PRESERVE LN ESTERO, FL 33928 | AFLAC | $1K | $23 | $1K | 1.06% |
| BRIONY PFLUEGER3 | 14021 BENTLY CIR FORT MEYERS, FL 33912 | AFLAC | $1K | — | $1K | 0.94% |
| CAROLYN S LEVEILLE3 | 10600 CHEVROLET WAY SUITE 202 ESTERO, FL 33928 | AFLAC | $1K | $88 | $1K | 0.87% |
| THERESA NETTO PHILLIPS3 Filed as: THERESA A CHAMBLISS | 800 ROCKMEAD DR. STE. 208 KINGWOOD, TX 77339 | AFLAC | $783 | $122 | $905 | 0.71% |
| TIMOTHY J BADDER3 Filed as: TIMOTHY BADDER | 6345 NW 120TH DRIVE CORAL SPRINGS, FL 33076 | AFLAC | $422 | — | $422 | 0.33% |
| SAMANTHA J AYBAR3 | 1317 TRIANDRA LN NAPLES, FL 34119 | AFLAC | $373 | — | $373 | 0.29% |
| LOCKWOOD INSURANCE3 | 1463 OAKFIELD DR STE 131 BRANDON, FL 33511 | AFLAC | $290 | $37 | $327 | 0.26% |
| DEBORAH L JONGES3 | PO BOX 31994 PALM BEACH GARDENS, FL 33420 | AFLAC | $267 | — | $267 | 0.21% |
| JOSHUA BUZZARD3 | 7458 TRESCOTT DR LAKE WORTH, FL 33467 | AFLAC | $245 | $19 | $264 | 0.21% |
| JAVIER ORTIZ3 | 165 NE 96TH ST MIAMI SHORES, FL 33138 | AFLAC | $254 | — | $254 | 0.20% |
| ROGERS BENEFIT GROUP INC3 Filed as: DEBORAH L ROGERS INC | 11124 FOSTER CARRIAGE RD LITHIA, FL 33547 | AFLAC | $218 | — | $218 | 0.17% |
| HAROLD L STAFFORD3 | 15655 77TH TRL N PALM BEACH GARDENS, FL 33418 | AFLAC | $198 | — | $198 | 0.16% |
| G SCOTT COOKE3 Filed as: G SCOTT COOK | 2832 NE 17TH AVE WILTON MANORS, FL 33334 | AFLAC | $180 | — | $180 | 0.14% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $173 | — | $173 | 0.14% |
| ROBERT HUNTER WHITTINGTON3 Filed as: ROBERT D EDEHEIT | 2500 N MILITARY TRAIL 450 BOCA RATON, FL 33431 | AFLAC | $163 | — | $163 | 0.13% |
| GAIL M JANK3 | 1500 SW 9TH ST BOCA RATON, FL 33486 | AFLAC | $156 | — | $156 | 0.12% |
| ELIZABETH GUZMAN3 | PO BOX 260002 PEMBROKE PINES, FL 33026 | AFLAC | $155 | — | $155 | 0.12% |
| SUSAN C BRIMHALL3 | 155 CYPRESS LANE OLDSMAR, FL 34677 | AFLAC | $154 | — | $154 | 0.12% |
| KENDALL C HUDSON3 Filed as: KENDALL HUDSON | 801 NORTHPOINT PARKWAY STE 35 WEST PALM BEACH, FL 33407 | AFLAC | $144 | — | $144 | 0.11% |
| LANCE E SULLIVAN3 Filed as: LANCE SULLIVAN | 205 LAVERS CIR APT 211 DELRAY BEACH, FL 33444 | AFLAC | $138 | — | $138 | 0.11% |
| C HUDSON AND ASSOCIATES3 | 2843 TWINE PINE ROAD THOMSON, GA 30824 | AFLAC | $87 | — | $87 | 0.07% |
| TALLON AND ASSOCIATES INC3 Filed as: TALLON AND ASSOCIATES | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $85 | — | $85 | 0.07% |
| JIMMY D BOONE3 | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $60 | — | $60 | 0.05% |
| LORENZO N WILLIAMS3 | PO BOX 11046 NAPLES, FL 34101 | AFLAC | $59 | — | $59 | 0.05% |
| MATTHEW G BERGER3 Filed as: MATTHEW W PINER | 1444 S 17TH ST WILMINGTON, NC 28401 | AFLAC | $48 | — | $48 | 0.04% |
| ALFRED RIETKERK3 | 3120 NE 47TH ST FORT LAUDERDALE, FL 33308 | AFLAC | $41 | — | $41 | 0.03% |
| BILINGUAL BENEFITS CONSULTANTS INC3 | 2383 AKERS MILL ROAD APT S 15 ATLANTA, GA 30039 | AFLAC | $41 | — | $41 | 0.03% |
| JANET IBANEZ3 | 14295 SW 142ND STREET MIAMI, FL 33186 | AFLAC | $39 | — | $39 | 0.03% |
| MICHAEL A ORTIZ3 | 3433 VOLTAIRE LANE ST CHARLES, ID 60175 | AFLAC | $32 | — | $32 | 0.03% |
| JEFFREY GLENN YARISH3 Filed as: JEFFREY YARISH | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $22 | — | $22 | 0.02% |
| ANNA M WISEMAN3 | 3100 50TH STREET SW NAPLES, FL 34116 | AFLAC | $19 | — | $19 | 0.01% |
| FRANK ROBERT SOBOCINSKI3 Filed as: FRANK SOBOCINSKI | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $16 | — | $16 | 0.01% |
| SARA G. LOPEZ3 Filed as: SARA G LOPEZ | 7425 SW 129TH CT MIAMI, FL 33183 | AFLAC | $14 | — | $14 | 0.01% |
| SUSAN P WATLEY3 Filed as: SUSAN WATLEY | 6366 INDEPENDENCE DRIVE COLUMBUS, GA 31909 | AFLAC | $14 | — | $14 | 0.01% |
| MARY REBECCA WEATHERLY3 Filed as: MARY WEATHERLY | 1934 E LEEWYNN DRIVE SARASOTA, FL 34249 | AFLAC | $12 | — | $12 | 0.01% |
| ANDRES FERNANDEZ3 | 7452 SOUTHWEST 48TH ST 2ND FL MIAMI, FL 33155 | AFLAC | $10 | — | $10 | 0.01% |
| LELAND E MCCRAVY3 Filed as: LELAND E MCCRAY | 9736 SPYGLASS DR VILLA RICA, GA 30180 | AFLAC | $10 | — | $10 | 0.01% |
| SUWAT ASSAWAMATIYANONT3 | 1800 NE 48TH CT FORT LAUDERDALE, FL 33308 | AFLAC | $10 | — | $10 | 0.01% |
| JANINE FOX3 | 5303 HARMONY MILLS WEST COHOES, NY 12047 | AFLAC | $10 | — | $10 | 0.01% |
| DAVID S MORRIS3 Filed as: DAVID MORRIS | 950 PENINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $9 | — | $9 | 0.01% |
| RONALD INFANTINO3 | 7242 SW 163RD CT MIAMI, FL 33193 | AFLAC | $7 | — | $7 | 0.01% |
| THOMAS R BAILEY3 Filed as: THOMAS BAILEY | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $7 | — | $7 | 0.01% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $4 | — | $4 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33326 | AFLAC | $4 | — | $4 | 0.00% |
| FIC OF FT LAUDERDALE INC3 | 1392 WESTON RD WESTON, FL 33326 | AFLAC | $4 | — | $4 | 0.00% |
| LAURA ANNE CALARCO3 Filed as: LAURA DAVIDSON | 206 WILLOWICK DR NAPLES, FL 34110 | AFLAC | $4 | — | $4 | 0.00% |
| SUE EUSEPI3 | PO BOX 631 JUPITER, FL 33468 | AFLAC | $2 | — | $2 | 0.00% |
| LANA KLIMCK3 | 2801 BRAZOS BLVD CULESS, TX 76039 | AFLAC | $2 | — | $2 | 0.00% |
| JESSICA ESKEW3 | 10426 SPRINGROSE DRIVE TAMPA, FL 33626 | AFLAC | $2 | — | $2 | 0.00% |
| JUAN C FERLINI3 Filed as: JUAN FERLINI | 13826 CHRISTIAN BARRETT DR MOORPARK, CA 93021 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN FO FLORIDA INC | 1421 PINE RIDGE RD STE 200 NAPLES, FL 341092116 | VISION SERVICE PLAN | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 457 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 457 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 367 | $1.2M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 457 | $203K |
| Vision | VISION SERVICE PLAN | 170 | $20K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 457 | $203K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 457 | $203K |
| Other | AFLAC | 133 | $127K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 457 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.