| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE BENEFIT PARTNERS3 | 2355 GLADES RD # 324A BOCA RATON, FL 334317305 | BLUE CROSS BLUE SHIELD OF FLORIDA HEALTH OPTIONS | $23K | — | $23K | 5.06% |
| CORPORATE BENEFIT PARTNERS3 Filed as: CORPORATE BENEFIT PARTNERS, LLC | 2355 GLADES RD # 324A BOCA RATON, FL 334317305 | BLUE CROSS BLUE SHIELD OF FLORIDA | $3K | — | $3K | 5.14% |
| CORPORATE BENEFIT PARTNERS3 Filed as: CORPORATE BENEFIT PARTNERS, LLC | 2355 GLADES RD #324A BOCA RATON, FL 334317305 | FLORIDA COMBINED LIFE | $2K | — | $2K | 7.23% |
| CORPORATE BENEFIT PARTNERS3 | 2255 GLADES RD STE 324A BOCA RATON, FL 33431 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $832 | — | $832 | 10.00% |
| CORPORATE BENEFIT PARTNERS3 | 2255 GLADES RD STE 324A BOCA RATON, FL 33431 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $690 | — | $690 | 10.00% |
| CORPORATE BENEFIT PARTNERS3 | 2355 GLADES RD # 324A BOCA RATON, FL 33431 | BLUE CROSS & BLUE SHIELD OF FLORIDA, INC. | $489 | — | $489 | 8.00% |
| CORPORATE BENEFIT PARTNERS3 | 2255 GLADES RD STE 324A BOCA RATON, FL 33431 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $498 | — | $498 | 10.01% |
| CORPORATE BENEFIT PARTNERS3 | 2255 GLADES RD STE 324A BOCA RATON, FL 33431 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $426 | — | $426 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 74 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 74 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA HEALTH OPTIONS | 61 | $525K |
| Dental | FLORIDA COMBINED LIFE | 66 | $30K |
| Vision | BLUE CROSS & BLUE SHIELD OF FLORIDA, INC. | 70 | $6K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 74 | $12K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 8 | $4K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 74 | $8K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA HEALTH OPTIONS | 61 | $525K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 74 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 74 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.