| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY, LLC | 300 W. PLATT ST. STE 200 TAMPA, FL 33606 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $167K | $167K | 3.37% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: SUN RISK MANAGEMENT INC. | 120 6TH STREET SOUTH ST. PETERSBURG, FL 33701 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $611 | $611 | 0.01% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY, LLC | PO BOX 373 TAMPA, FL 33601 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $26K | — | $26K | 16.78% |
| IMG3 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $79 | $79 | 0.05% |
| M.E. WILSON COMPANY, LLC3 | 120 6TH STREET SOUTH ST. PETERSBURG, FL 33701 | GUARDIAN | $16K | $2K | $18K | 47.62% |
| M.E. WILSON COMPANY, LLC3 | PO BOX 373 TAMPA, FL 33601 | EYEMED VISION CARE | $4K | — | $4K | 10.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 722 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 722 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 722 | $4.9M |
| Dental | GUARDIAN | 369 | $37K |
| Vision | EYEMED VISION CARE | 537 | $36K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 398 | $157K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 398 | $157K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 398 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 722 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.