| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 7650 W COURTNEY CAMPBELL CAUSEWAY SUITE 1000 TAMPA, FL 336075952 | BLUE CROSS BLUE SHIELD OF FLORIDA | $64K | $0 | $64K | 5.00% |
| AON CONSULTING INC3 | 7650 W COURTNEY CAMPBEL CAUSEWAY SUITE 1000 TAMPA, FL 336075952 | BLUE CROSS BLUE SHIELD OF FLORIDA | $12K | $0 | $12K | 5.00% |
| BENECOM CORPORATION3 | 20620 NOLEN ROAD LAND O LAKES, FL 34638 | AFLAC | $10K | $710 | $11K | 10.45% |
| JOSEPH BAILEY DUCKETT3 | 13920 58TH STREET N SUITE 1002 CLEARWATER, FL 33760 | AFLAC | $1K | $140 | $1K | 1.14% |
| TRICIA SHEA MARINKO3 | 3 SWEETBRIER LANE MONROE, CT 06468 | AFLAC | $903 | $116 | $1K | 0.96% |
| WILLIAM R REGISTER3 Filed as: WILLIAM H REGISTER | PO BOX 2386 THOMASVILLE, GA 31799 | AFLAC | $524 | $0 | $524 | 0.49% |
| CLIFFORD BRUCE ESKEW JR3 | 13920 58TH STREET N SUITE 1002 CLEARWATER, FL 33760 | AFLAC | $498 | $9 | $507 | 0.48% |
| MARGARET L MOODY3 | 1904 MICCOSUKEE ROAD APARTMENT 19 TALLAHASSEE, FL 32308 | AFLAC | $472 | $0 | $472 | 0.45% |
| TIFFANY KINDLE MILLER2 | 2291 HANNAH WAY N DUNEDIN, FL 34698 | AFLAC | $298 | $100 | $398 | 0.38% |
| MEREDITH K SCHAEFER3 | 1001 HARBERT STREET TALLAHASSEE, FL 32303 | AFLAC | $304 | $0 | $304 | 0.29% |
| SUSAN C BRIMHALL3 | 155 CYPRESS LANE OLDSMAR, FL 34677 | AFLAC | $190 | $113 | $303 | 0.29% |
| MEGHAN E MINNEHAN3 | 4500 GULF OF MEXICO DRIVE UNIT 201 LONGBOAT KEY, FL 34228 | AFLAC | $186 | $40 | $226 | 0.21% |
| CHRISTOPHER S AUSTERMANN3 | 100 MILL PLAIN ROAD SUITE 322 DANBURY, CT 06811 | AFLAC | $180 | $23 | $203 | 0.19% |
| AMBER DAWN HOADLEY3 | 6014 FRENCH CREEK COURT ELLENTON, FL 34222 | AFLAC | $187 | $0 | $187 | 0.18% |
| THOMAS A HOUSE3 | 14055 46TH STREET N SUITE 1104 CLEARWATER, FL 33762 | AFLAC | $184 | $0 | $184 | 0.17% |
| SUSAN C BRIMHALL3 | 155 CYPRESS LANE SUITE 525 OLDSMAR, FL 34677 | AFLAC | $179 | $0 | $179 | 0.17% |
| J C ADAMS INC3 Filed as: JC ADAMS INC | 5631 NE 31ST TERRANCE OSCALA, FL 34479 | AFLAC | $142 | $0 | $142 | 0.13% |
| JUSTIN GRIFFEY3 | 535 CONNECTICUT AVENUE SUITE 103 NORWALK, CT 06854 | AFLAC | $119 | $23 | $142 | 0.13% |
| THE TORRES GROUP LLC3 | 1750 FARMINGTON CIRCLE WELLINGTON, FL 33414 | AFLAC | $86 | $0 | $86 | 0.08% |
| ROBERT L TRAPNELL JR3 | 19 N INDIAN RIVER DRIVE APARTMENT 701 COCOA, FL 32922 | AFLAC | $84 | $0 | $84 | 0.08% |
| TRAVIS B MOREHEAD3 | 7131 CREEK DRIVE NEW PORT RICHEY, FL 34655 | AFLAC | $80 | $0 | $80 | 0.08% |
| DAVID V PAYNE3 | 225 EAGLE COURT MONROE, MI 48162 | AFLAC | $78 | $0 | $78 | 0.07% |
| BARTLEIN AND ASSOC INC3 | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $77 | $0 | $77 | 0.07% |
| ROGER MAGILL3 | 19170 AVIATION COURT PORT CHARLOTTE, FL 33948 | AFLAC | $74 | $0 | $74 | 0.07% |
| JENNIFER B MOREHEAD3 | 312 15TH AVENUE NE SAINT PETERSBURG, FL 33704 | AFLAC | $73 | $0 | $73 | 0.07% |
| THOMAS A HOUSE3 | 2133 QUAIL HOLLOW DRIVE BRUNSWICK, OH 44212 | AFLAC | $59 | $0 | $59 | 0.06% |
| DANIEL C HARRIS3 | 900 OAKSIDE LANE PITTSBURGH, PA 15229 | AFLAC | $55 | $0 | $55 | 0.05% |
| JAYNE A STALLINGS3 | 8056 TIGER PALM WAY FORT MYERS, FL 33966 | AFLAC | $54 | $0 | $54 | 0.05% |
| JAMIE CARLONE LEESMAN3 | 7933 HAMPTON LAKE DRIVE TAMPA, FL 33647 | AFLAC | $50 | $0 | $50 | 0.05% |
| TRICIA SHEA MARINKO3 | 135 TURTLE RUN DRIVE UNIT C STRATFORD, CT 06614 | AFLAC | $41 | $0 | $41 | 0.04% |
| MELODY ANN OVERLAND3 | 351 GATOR COURT SE LACEY, WA 98503 | AFLAC | $28 | $0 | $28 | 0.03% |
| CRAIG A HANSEN3 | 200 17TH AVENUE E APARTMENT 404 SEATTLE, WA 98112 | AFLAC | $28 | $0 | $28 | 0.03% |
| JAN HAMBY ALDAMUY3 | 16203 MUIRFIELD DRIVE ODESSA, FL 33556 | AFLAC | $25 | $0 | $25 | 0.02% |
| DEBRA W KNIGHT3 | 4715 HIGHGROVE ROAD TALLAHASSEE, FL 32309 | AFLAC | $23 | $0 | $23 | 0.02% |
| BRADLEY J SHATTUCK3 | 20620 NOLEN ROAD LAND O LAKES, FL 34638 | AFLAC | $23 | $0 | $23 | 0.02% |
| HR BENEFITS SERVICES, INC.3 Filed as: HR BENEFITS GROUP CORP | 24620 STATE ROAD 54 LUTZ, FL 33559 | AFLAC | $17 | $0 | $17 | 0.02% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMSON, GA 30824 | AFLAC | $16 | $0 | $16 | 0.02% |
| DANIEL E TORRES3 | 1750 FARMINGTON CIRCLE WELLINGTON, FL 33414 | AFLAC | $16 | $0 | $16 | 0.02% |
| HUMBERT ALDAMUY JR3 | 16203 MUIRFIELD DRIVE ODESSA, FL 33556 | AFLAC | $13 | $0 | $13 | 0.01% |
| GSL MARKETING INC3 | 14260 W NEWBERRY ROAD 336 NEWBERRY, FL 32669 | AFLAC | $9 | $0 | $9 | 0.01% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $8 | $0 | $8 | 0.01% |
| EMILIO JAY DIAZ3 | 10113 BELGRAVE ROAD TAMPA, FL 33626 | AFLAC | $5 | $0 | $5 | 0.00% |
| TERRI B HALL3 | 18109 PHEASANT WALK DRIVE TAMPA, FL 33647 | AFLAC | $3 | $0 | $3 | 0.00% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | $0 | $6K | 9.18% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | $0 | $5K | 11.88% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGO, IL 606731298 | VISION SERVICE PLAN | $881 | $0 | $881 | 6.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 239 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 239 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 187 | $1.5M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 215 | $64K |
| Vision | VISION SERVICE PLAN | 151 | $14K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 284 | $43K |
| Prescription drug(2 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 187 | $1.5M |
| Other(2 contracts, 2 carriers) | AFLAC | 284 | $149K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.