| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | $24K | $3K | $27K | 10.39% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $763 | $763 | 0.30% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $40 | $40 | 0.02% |
| QUOROM INSURANCE, LLC3 Filed as: QUOROM INSURANCE LLC | 9927 DELANEY LAKE DRIVE TAMPA, FL 33619 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $26K | $0 | $26K | 19.16% |
| TIMOTHY L KEEVERS3 Filed as: TIMOTHY L. KEEVERS | 10543 MARTINIQUE ISLE DRIVE TAMPA, FL 33647 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | $0 | $3K | 1.92% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 4.55% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $0 | $8K | 10.00% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 11.17% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 8.50% |
| AON CONSULTING INC3 | 806 TYVOLA ROAD SUITE 108 CHARLOTTE, NC 282173538 | COMPBENEFITS | $3K | $0 | $3K | 6.96% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $265 | $0 | $265 | 3.70% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | PO BOX 905494 CHARLOTTE, NC 282905494 | HYATT LEGAL PLANS OF FLORIDA | $558 | $40 | $598 | 9.06% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | HYATT LEGAL PLANS OF FLORIDA | $101 | $0 | $101 | 1.53% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 220 WEST MAIN STREET SUITE 1800 LOUISVILLE, KY 40202 | HYATT LEGAL PLANS OF FLORIDA | $0 | $84 | $84 | 1.27% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $84 | $0 | $84 | 4.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 520 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 524 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 234 | $137K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 762 | $258K |
| Vision | COMPBENEFITS | 310 | $42K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 520 | $146K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 518 | $60K |
| Long-term disability(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 517 | $122K |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 520 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 762 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.