| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M.E. WILSON COMPANY, LLC3 Filed as: M.E. WILSON COMPANY LLC | 300 W PLATT SUITE 200 TAMPA, FL 336064103 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $673 | $77K | $78K | 3.00% |
| M.E. WILSON COMPANY, LLC3 Filed as: M.E. WILSON COMPANY LLC | 300 W PLATT ST SUITE 200 TAMPA, FL 33606 | SUN LIFE ASSURANCE COMPANY OF CANADA | $13K | — | $13K | 8.87% |
| BENETEK CORPORATION3 | 4725 W SAND LAKE RD SUITE 300 ORLANDO, FL 32819 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | — | $9K | 5.91% |
| M.E. WILSON COMPANY, LLC3 | 300 W PLATT ST SUITE 200 TAMPA, FL 33606 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $15K | — | $15K | 10.55% |
| SEE ATTACHED3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 11.60% |
| M.E. WILSON COMPANY, LLC3 Filed as: M.E. WILSON COMPANY LLC | PO BOX 373 TAMPA, FL 336010373 | VISION SERVICE PLAN | $1K | — | $1K | 5.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 429 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 429 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 333 | $2.6M |
| Dental | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 440 | $140K |
| Vision | VISION SERVICE PLAN | 183 | $24K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 429 | $151K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 429 | $151K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 429 | $151K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 429 | $193K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 440 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.