| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DR SUITE 200 CAMDEN, NJ 08103 | FLORIDA HEALTH CARE PLANS, INC. | $38K | — | $38K | 6.00% |
| FOUNDATION RISK PARTNERS CORP3 | 1540 CORNERSTONE BLVD STE 200 DAYTONA BEACH, FL 32117 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $16K | — | $16K | 13.50% |
| PLANSOURCE BENEFITS ADMN INC3 | PO BOX 1313 ORLANDO, FL 32802 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 1.90% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DRIVE SUITE 200 CAMDEN, NJ 08103 | HEALTH OPTIONS | $5K | — | $5K | 6.00% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DRIVE SUITE 200 CAMDEN, NJ 08103 | BLUE CROSS BLUE SHIELD OF FLORIDA | $4K | — | $4K | 6.00% |
| CORPORATE SYNERGIES GROUP LLC3 | 111 N MAGNOLIA AVE STE 1450 ORLANDO, FL 32801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $692 | — | $692 | 15.88% |
| PATRICIA CUTHBERT3 Filed as: PATRICIA CUTHBERK | 530 WEST ST ORMOND BEACH, FL 32174 | CONTINENTAL AMERICAN INSURANCE COMPANY | $354 | — | $354 | 8.12% |
| JACQUELYN M RECTOR3 | 235 SOUTH RIVERWALK DRIVE PALM COAST, FL 32137 | CONTINENTAL AMERICAN INSURANCE COMPANY | $80 | — | $80 | 1.84% |
| JEFFREY B HAWKINS3 | 3930 S NOVA ROAD SUITE 201 PORT ORANGE, FL 32127 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56 | — | $56 | 1.28% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL, INC | 220 S RIDGEWOOD AVE DAYTONA BEACH, FL 32115 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | 0.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | FLORIDA HEALTH CARE PLANS, INC. | 74 | $784K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 142 | $120K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 142 | $120K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 142 | $120K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 142 | $120K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 142 | $120K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 142 | $125K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.