| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHADWICK RICH3 | P.O.BOX 12624 PENSACOLA, FL 32591 | CAPITAL HEALTH PLAN | $26K | — | $26K | 2.24% |
| BRUCE GOIN3 | 200 GALLERIA PARKWAY, STC 1950 ATLANTA, GA 30339 | CAPITAL HEALTH PLAN | $9K | — | $9K | 0.75% |
| RODNEY L RICH CO INC3 Filed as: RODNEY L RICH & CO INC | 300 N TARRAGONA ST PENSACOLA, FL 32501 | PRINCIPAL LIFE INSURANCE COMPANY | $15K | — | $15K | 10.38% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | — | $3K | 1.99% |
| RODNEY RICH & COMPANY3 | 300 N TARRAGONA ST PENSACOLA, FL 32501 | BLUE CROSS BLUE SHIELD OF FLORIDA | $4K | — | $4K | 4.00% |
| JOHN C POLLOCK3 | 600 UNIVERSITY OFFICE BLVD STE 12 PENSACOLA, FL 32504 | AFLAC | $3K | — | $3K | 16.36% |
| RODNEY RICH & COMPANY3 Filed as: RODNEY RICH & CO LLC | 300 N TARRAGONA ST PENSACOLA, FL 32501 | AFLAC | $1K | — | $1K | 7.75% |
| WILLIAM TYLER BRUNNER3 | 5644 CHURCHILL DOWNS CT PACE, FL 32571 | AFLAC | $1K | — | $1K | 7.37% |
| BRIAN ANDREWS | 5728 TAMARACK DRIVE PACE, FL 32571 | AFLAC | $945 | — | $945 | 5.43% |
| MICHELLE G POLLOCK3 | 6410 GUILFORD DR PENSACOLA, FL 32504 | AFLAC | $590 | — | $590 | 3.39% |
| MICHELLE G POLLOCK3 | 5444 OAKMONT DR PACE, FL 32571 | AFLAC | $544 | — | $544 | 3.12% |
| DIGITAL INSURANCE LLC3 | 300 N TARRAGONA ST PENSACOLA, FL 32501 | AFLAC | $498 | — | $498 | 2.86% |
| WILLIAM TYLER BRUNNER3 | 8050 HEIRLOOM DR PENSACOLA, FL 32514 | AFLAC | $120 | — | $120 | 0.69% |
| JESSICA MARIE MUSACCHIA3 | 600 UNIVERSITY PLAZA DR PENSACOLA, FL 32524 | AFLAC | $55 | — | $55 | 0.32% |
| JESSICA MARIE MUSACCHIA3 | 8118 TREETOP LN PENSACOLA, FL 32514 | AFLAC | $44 | — | $44 | 0.25% |
| CAITLIN F. SCOTT3 Filed as: CAITLIN F SCOTT | 1059 MITSCHER DR KEY WEST, FL 33040 | AFLAC | $29 | — | $29 | 0.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 129 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CAPITAL HEALTH PLAN | 191 | $1.3M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 252 | $145K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 252 | $145K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 252 | $145K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 252 | $145K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 252 | $145K |
| Other | AFLAC | 39 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 252 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.