| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| C GORDON INSURANCE SOLUTIONS3 | 1755 W BROADWAY ST STE 7 OVIEDO, FL 327658100 | HUMANA MEDICAL PLAN, INC. | $15K | — | $15K | 5.10% |
| CJA & ASSOCIATES3 Filed as: CJA AND ASSOCIATES INC | 27200 RIVERVIEW CENTER BL BONITA SPGS, FL 341344317 | HUMANA INSURANCE COMPANY | $3K | — | $3K | 4.69% |
| C GORDON INSURANCE SOLUTIONS3 | 1755 W BROADWAY ST STE 7 OVIEDO, FL 327658100 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 3.50% |
| C GORDON INSURANCE SOLUTIONS3 Filed as: C GORDON INSURANCE SOLUTIONS INC | 1755 WEST BROADWAY ST OVIEDO, FL 32765 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 8.12% |
| KAREN PICCININI3 | 425 W COLONIAL DR ORLANDO, FL 32804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $922 | $4K | 7.78% |
| ALLEGIANT BENEFITS & SERVICES LLC3 | 7512 DR PHILLIPS BLVD ORLANDO, FL 32819 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $586 | $3K | 5.42% |
| JOHN PICCININI3 | 425 W COLONIAL DRIVE STE 304 ORLANDO, FL 32804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $167 | $1K | 2.33% |
| JEFFERY TAL WEBB3 Filed as: JEFFERY F BARNETT | 8840 DARLENE DRIVE ORLANDO, FL 32836 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $186 | $542 | $728 | 1.28% |
| ELBA HERNANDEZCAMBRELEN & OTHER3 Filed as: ELBA M HERNANDEZCAMBRELEN | 1231 PENSACOLA CT KISSIMMEE, FL 34744 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $289 | — | $289 | 0.51% |
| EDWARD PICCININI3 | 9006 RED GOLD LANE ORLANDO, FL 32818 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70 | $105 | $175 | 0.31% |
| TANYA L BURNS AND ASSOCIATES3 | 2519 EAST SOUTH ST ORLANDO, FL 32803 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $128 | — | $128 | 0.23% |
| LAURA CECILIA MEDINA3 | 13106 SAN ANTONIO WOODS LN ORLANDO, FL 32824 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.03% |
| THE MEEHAN AGENCY LLC3 | 1924 DOWN HOLLOW LN WINDEMERE, FL 34786 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $2 | $4 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA MEDICAL PLAN, INC. | 45 | $356K |
| Dental | HUMANA INSURANCE COMPANY | 124 | $67K |
| Vision | HUMANA INSURANCE COMPANY | 124 | $67K |
| Life insurance(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 124 | $124K |
| Other(3 contracts, 3 carriers) | HUMANA MEDICAL PLAN, INC. | 124 | $423K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 124 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.