| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RODNEY RICH & COMPANY3 | 300 N TARRAGONA ST PENSACOLA, FL 32501 | HEALTH OPTIONS | $37K | — | $37K | 2.62% |
| RODNEY RICH & COMPANY3 | 300 N TARRAGONA ST PENSACOLA, FL 325014859 | BLUE CROSS BLUE SHIELD OF FLORIDA | $15K | — | $15K | 2.62% |
| RODNEY RICH & COMPANY3 | 300 N TARRAGONA ST PENSACOLA, FL 325014859 | FLORIDA COMBINED LIFE | $15K | $0 | $15K | 7.50% |
| FLORIDA BLUE3 Filed as: JOHNSON-HILLIARD,GWEN | FLORIDA BLUE 4800 DEERWOOD CAMPUS PKWY #DC2/2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $1K | $0 | $1K | 0.66% |
| STEVENS, JOHN3 | FLORIDA BLUE 4800 DEERWOOD CAMPUS PKWY JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $1K | $0 | $1K | 0.60% |
| RODNEY RICH & COMPANY3 Filed as: RODNEY RICH & CO | 300 N TARRAGONA ST PENSACOLA, FL 325014859 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 9.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 292 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 293 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 58 | $555K |
| Dental | FLORIDA COMBINED LIFE | 268 | $201K |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 693 | $32K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH OPTIONS | 173 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 693 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.