| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT | 7077 BONNEVAL RD STE 550 JACKSONVILLE, FL 32216 | AVMED HEALTH PLANS | $43K | $0 | $43K | 6.83% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $81 | $1K | 3.95% |
| NORTH FLORIDA BROKER SOLUTIONS LLC3 | 1550 HARRINGTON PARK DR. JACKSONVILLE, FL 32225 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $604 | $128 | $732 | 2.01% |
| TANYA MIRIAM KAKON3 | 98 ABALONE LANE EAST PONTE VEDRA BEACH, FL 32082 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $455 | $32 | $487 | 1.34% |
| ALYSON MARIE MCMAHON3 | 2127 GRASSY BASIN CT JACKSONVILLE, FL 32224 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $332 | $55 | $387 | 1.06% |
| TAMRE GRACE HAMMER3 | 1836 BROADHAVEN DR MIDDLEBURG, FL 32068 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $215 | $71 | $286 | 0.79% |
| ELAINE S TURNER3 Filed as: ELAINE TURNER | 94033 DUCK LAKE DR FERNANDINA BEACH, FL 32034 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $186 | $0 | $186 | 0.51% |
| MARK LODINGER3 | 3112 SAINT JOHNS BLUFF RD S. JACKSONVILLE, FL 32246 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $174 | $0 | $174 | 0.48% |
| PATRICIA DUNCAN3 | 520 WHEATFIELD RD. FRANKLIN, NC 28734 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $104 | $0 | $104 | 0.29% |
| VB SOLUTIONS LLC3 | 7111 NE 222ND ST MELROSE, FL 32666 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $88 | $0 | $88 | 0.24% |
| THE CLARK GROUP OF SC3 | 589 WINDMERE DR. LEXINGTON, SC 29072 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $25 | $38 | $63 | 0.17% |
| ALLISON JAMIE TAMARES3 | 9041 COUNTRY MILL LANE JACKSONVILLE, FL 32222 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $62 | $0 | $62 | 0.17% |
| ANNALIESE CLARK3 | 1336 HIDEAWAY DR S. SAINT JOHNS, FL 32259 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $54 | $0 | $54 | 0.15% |
| NORTH FLORIDA BENEFIT SOLUTIONS INC3 | 12659-1 PLUMMER GRANT RD JACKSONVILLE, FL 32258 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $48 | $0 | $48 | 0.13% |
| RANDALL HALLMAN3 | 2632 LOOPRIDGE DR ORANGE PARK, FL 32065 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $45 | $0 | $45 | 0.12% |
| JESSE DUANE DAVIS3 | 2164 UNITY TRAIL NW MARIETTA, GA 30064 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $29 | $0 | $29 | 0.08% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEMS INC | 145 RIVER LANDING DR. DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9 | $13 | $22 | 0.06% |
| MACDOUGALL BENEFITS LLC3 | 613 POKEBERRY PL SAINT JOHNS, FL 32259 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.02% |
| THOMAS WALLACE JR3 Filed as: THOMAS WALLACE JR. | 57 WYN OAK DR NASHVILLE, TN 37205 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.02% |
| STEVEN VERMETTE INC3 | 920 SPRING PARK LOOP CELEBRATION, FL 34747 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.01% |
| ANNE BORNGESSER3 | 811 MADISON AVE TOLEDO, OH 43604 | MWG ADMINISTRATORS | $768 | $0 | $768 | 2.38% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | HARTFORD LIFE AND ACCIDENT | $3K | $239 | $3K | 10.76% |
| HYLANT GROUP INC3 | 7077 BONNEVAL RD STE 550 JACKSONVILLE, FL 32216 | HARTFORD LIFE AND ACCIDENT | $763 | $0 | $763 | 2.58% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC-GA | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | HUMANA INSURANCE COMPANY | $2K | $2K | $4K | 15.79% |
| HYLANT GROUP INC3 | 250 INTERNATIONAL PARKWAY STE 330 LAKE MARY, FL 32746 | HUMANA INSURANCE COMPANY | $229 | $0 | $229 | 0.88% |
| HYLANT GROUP INC3 Filed as: HYLANT | 811 MADISON AVE TOLEDO, OH 43604 | HUMANA INSURANCE COMPANY | $6 | $0 | $6 | 0.02% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFITS CONCEPTS LLC | — | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 12.80% |
| LEIGH MILLS3 | 4348 SOUTHPOINT BLVD 400 JACKSONVILLE, FL 32216 | MWG ADMINISTRATORS | $2K | $0 | $2K | — |
| MWL3 | PO BOX 14067 JACKSON, MS 39236 | MWG ADMINISTRATORS | $1K | $0 | $1K | — |
| CHRISTY PERSONS3 | 19220 PERSONS RD MOSS POINT, MS 39562 | MWG ADMINISTRATORS | $763 | $0 | $763 | — |
| ANNE BORNGESSER3 | 811 MADISON AVE TOLEDO, OH 43604 | MWG ADMINISTRATORS | $692 | $0 | $692 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 158 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 158 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | AVMED HEALTH PLANS | 126 | $659K |
| Dental | HUMANA INSURANCE COMPANY | 111 | $26K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 125 | $9K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 158 | $30K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 158 | $30K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 158 | $30K |
| Prescription drug | AVMED HEALTH PLANS | 126 | $627K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 158 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.