| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SHARON LYNN SMITH3 Filed as: SHARON SMITH | 1650 SAND LAKE RD, STE 201D ORLANDO, FL 32809 | AFLAC | $4K | $277 | $4K | 2.87% |
| BARRY BEVERLY3 Filed as: BARRY BEVERLY AND ASSOCIATES, INC. | 1888 E 6400 S HOLLADAY, UT 84121 | AFLAC | $2K | $0 | $2K | 1.59% |
| THE PERRY GROUP INC3 Filed as: THE PERRY GROUP, INC. | 1650 SAND LAKE RD, STE 201D ORLANDO, FL 32809 | AFLAC | $2K | $150 | $2K | 1.24% |
| NEENA W BEVERLY3 Filed as: NEENA BEVERLY | 1888 E 6400 S HOLLADAY, UT 84121 | AFLAC | $2K | $16 | $2K | 1.22% |
| GEORGE EIDSON AGENCY INC3 Filed as: GEORGE EIDSON AGENCY, INC. | P.O. BOX 540209 ORLANDO, FL 32854 | AFLAC | $2K | $0 | $2K | 1.17% |
| DIXON & DIXON ENTERPRISES INC3 Filed as: DIXON & DIXON ENTERPRISES, INC. | 9950 SHADOW CREEK DR ORLANDO, FL 32832 | AFLAC | $1K | $121 | $2K | 1.00% |
| LARA CARLSON3 | 106 LAUREL VIEW DR ST SIMONS ISLAND, GA 31522 | AFLAC | $1K | $0 | $1K | 0.92% |
| SUZETTE SOSSONG3 | 9828 MORNINGSIDE DR LEESBURG, FL 34788 | AFLAC | $1K | $183 | $1K | 0.91% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL, JR. | 19 N INDIAN RIVER DR, APT 701 COCOA, FL 32922 | AFLAC | $905 | $0 | $905 | 0.60% |
| BARBARA S HERMES3 Filed as: BARBARA HERMES | 156 PRAIRIE DUNE WAY ORLANDO, FL 32828 | AFLAC | $875 | $0 | $875 | 0.58% |
| MKF & ASSOCIATES INC3 Filed as: MKF & ASSOCIATES, INC. | 4505 PINE TREE CIR, STE 201 BIRMINGHAM, AL 35243 | AFLAC | $660 | $0 | $660 | 0.43% |
| ROSA SANTOS3 | 2427 RIDGEWAY DR KISSIMMEE, FL 34746 | AFLAC | $625 | $0 | $625 | 0.41% |
| DONALD E ROBINSON3 Filed as: DONALD ROBINSON | 16107 E SHIRLEY SHORES RD TAVARES, FL 32778 | AFLAC | $399 | $97 | $496 | 0.33% |
| CAROL H GILLEY3 Filed as: CAROL GILLEY | 566 WALDEN WAY WINTER SPRINGS, FL 32708 | AFLAC | $415 | $0 | $415 | 0.27% |
| PATRICIA ANNE REILLY3 Filed as: PATRICIA ALMOND | 3964 JOURNEY CT CASSELBERRY, FL 32707 | AFLAC | $395 | $0 | $395 | 0.26% |
| J W GRIMES INC3 Filed as: J.W. GRIMES, INC. | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $327 | $0 | $327 | 0.22% |
| FERDINAND FIGUEROA3 | 4916 CENTER LN ORLANDO, FL 32808 | AFLAC | $325 | $0 | $325 | 0.21% |
| LISA D ALLEN3 Filed as: LISA ALLEN | 6363 FLAT ROCK RD, APT 421 COLUMBUS, GA 31907 | AFLAC | $320 | $0 | $320 | 0.21% |
| TALLON AND ASSOCIATES INC3 Filed as: TALLON AND ASSOCIATES, INC. | P.O. BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $309 | $0 | $309 | 0.20% |
| DANA SMITH3 | 310 E 5TH ST SAINT CLOUD, FL 34769 | AFLAC | $206 | $88 | $294 | 0.19% |
| SUSAN R MAYER3 Filed as: SUSAN MAYER | 644 LONGMEADOW CIRCLE LONGWOOD, FL 32779 | AFLAC | $251 | $0 | $251 | 0.17% |
| JEANNE COKER3 | 734 CHEROKEE RD LAGRANGE, GA 30240 | AFLAC | $221 | $0 | $221 | 0.15% |
| SHANNON SPRADLING3 | 1875 CARROLL DR SAINT CLOUD, FL 34771 | AFLAC | $216 | $0 | $216 | 0.14% |
| DAWN T SUCHECKI3 Filed as: DAWN SUCHECKI | 3850 VINE STREET, SUITE 130 RIVERSIDE, CA 92507 | AFLAC | $156 | $0 | $156 | 0.10% |
| JAMES R YOUNG3 Filed as: JAMES YOUNG | 5330 CLARK RD SARASOTA, FL 34233 | AFLAC | $141 | $0 | $141 | 0.09% |
| MARIA LEGARDA3 | 4785 TARFLOWER LN ORLANDO, FL 32829 | AFLAC | $136 | $0 | $136 | 0.09% |
| LARRY BURRIS3 | 25338 SW 16TH AVE NEWBERRY, FL 32669 | AFLAC | $130 | $0 | $130 | 0.09% |
| THE MASTERS AGENCY INC3 Filed as: THE MASTERS AGENCY, INC. | 4334 PENINSULA PT SANFORD, FL 32771 | AFLAC | $122 | $0 | $122 | 0.08% |
| DEBRA DENNIS3 | 227 BROADMOOR AVE LAKE MARY, FL 32746 | AFLAC | $107 | $0 | $107 | 0.07% |
| CHARLES F GREER3 Filed as: CHARLES GREER | 1650 SAND LAKE RD, STE 201D ORLANDO, FL 32809 | AFLAC | $74 | $0 | $74 | 0.05% |
| DAVIDSON WALLACE3 | 707 SUNBURST COVE LN WINTER GARDEN, FL 34787 | AFLAC | $72 | $0 | $72 | 0.05% |
| AMY C JANTZER3 Filed as: AMY JANTZER | 2615 MAITLAND CROSSING WAY, #9207 ORLANDO, FL 32810 | AFLAC | $67 | $0 | $67 | 0.04% |
| ROGER D. HAILE3 | 739 POOLE SCHOOL RD PRINCETON, KY 42445 | AFLAC | $66 | $0 | $66 | 0.04% |
| PATRICK B SILVA3 Filed as: PATRICK SILVA | 12027 PHILBROOK COURT ORLANDO, FL 32825 | AFLAC | $62 | $0 | $62 | 0.04% |
| GQ FLORIDA GROUP INC3 Filed as: GQ FLORIDA GROUP, INC. | 941 DIXON BLVD COCOA, FL 32922 | AFLAC | $61 | $0 | $61 | 0.04% |
| MICHAEL THOMPSON3 | 30010 DONNINGTON LOOP MOUNT DORA, FL 32757 | AFLAC | $54 | $0 | $54 | 0.04% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | P.O. BOX 273488 BOCA RATON, FL 33427 | AFLAC | $53 | $0 | $53 | 0.03% |
| DAVID CHILDERS3 | 911 FERNDELL RD ORLANDO, FL 32808 | AFLAC | $29 | $13 | $42 | 0.03% |
| LEE L EURE3 Filed as: LEE EURE | 724 E 49TH ST UNIT C SAVANNAH, GA 31405 | AFLAC | $40 | $0 | $40 | 0.03% |
| CATHERINE L LEE3 Filed as: CATHERINE LEE | 700 S HARBOUR ISLAND BLVD TAMPA, FL 33602 | AFLAC | $32 | $0 | $32 | 0.02% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS SUCHECKI | 3850 VINE STREET, SUITE 130 RIVERSIDE, CA 92507 | AFLAC | $30 | $0 | $30 | 0.02% |
| MANOEL GOUVEIA3 | 475 ROCHESTER ST OVIEDO, FL 32765 | AFLAC | $28 | $0 | $28 | 0.02% |
| LINDA SAURI3 | P.O. BOX 520914 LONGWOOD, FL 32752 | AFLAC | $25 | $0 | $25 | 0.02% |
| DEREK DEVANE3 | 3205 JERRY SMITH RD DOVER, FL 33527 | AFLAC | $20 | $0 | $20 | 0.01% |
| WENDY LOTT3 | 355 TUCKER RD PINE MOUNTAIN, GA 31822 | AFLAC | $16 | $0 | $16 | 0.01% |
| SCOTT D HAWKINS INC3 Filed as: SCOTT D. HAWKINS, INC. | 3216 MEDICI BLVD NEW SMYRNA, FL 32168 | AFLAC | $15 | $0 | $15 | 0.01% |
| LINDA CAMPBELL3 | 174 PALMETTO GREEN DR LONGS, SC 29568 | AFLAC | $13 | $0 | $13 | 0.01% |
| BLAINE BATES3 | 15523 LAKE BURNETT SHORE CT WINTER GARDEN, FL 34787 | AFLAC | $13 | $0 | $13 | 0.01% |
| NANCY CLIFTON3 | 184 VILLA DI ESTE TERRACE, UNIT 112 LAKE MARY, FL 32746 | AFLAC | $12 | $0 | $12 | 0.01% |
| MARCUS PHILLIPS3 | 165 CHURCHILL CT FAYETTEVILLE, GA 30214 | AFLAC | $10 | $0 | $10 | 0.01% |
| BEVERLY GARDNER3 | 618 SALEM RD LAGRANGE, GA 30241 | AFLAC | $10 | $0 | $10 | 0.01% |
| BRIAN WHITE3 Filed as: BRIAN HANLEY | 2798 MERIDIAN DR, UNIT 7 GREENVILLE, NC 27834 | AFLAC | $10 | $0 | $10 | 0.01% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 1701 WILLIAMS CT, APT 202 COLUMBUS, GA 31904 | AFLAC | $9 | $0 | $9 | 0.01% |
| BARRY T FISHER3 Filed as: BARRY FISHER | 4055 PIEDMONT LAKE ROAD PINE MOUNTAIN, GA 31822 | AFLAC | $8 | $0 | $8 | 0.01% |
| MARK C LEE3 Filed as: MARK LEE | 1444 SOUTH 17TH ST WILMINGTON, NC 28401 | AFLAC | $8 | $0 | $8 | 0.01% |
| ENTERPRISES D. ANDREWS INC.3 | P.O. BOX 1518 DANIA, FL 33004 | AFLAC | $7 | $0 | $7 | 0.00% |
| JENNIE MOORE HAWKINS3 Filed as: JENNIE M. HAWKINS, INC. | 3930 S NOVA RD, STE 201 PORT ORANGE, FL 32127 | AFLAC | $7 | $0 | $7 | 0.00% |
| A & M BONURA & ASSOCIATES INC3 Filed as: A & M BONURA & ASSOCIATES, INC. | 1882 LAUREL BROOK LOOP CASSELBERRY, FL 32707 | AFLAC | $6 | $0 | $6 | 0.00% |
| CAROLYN TATUM3 | P.O. BOX 338 HOPKINSVILLE, KY 42240 | AFLAC | $6 | $0 | $6 | 0.00% |
| ASHLEY CROOK3 | 111 DAUPHIN ST MOBILE, AL 36602 | AFLAC | $6 | $0 | $6 | 0.00% |
| DENA JORDAN3 | 641 HIGUERA ST, STE 300, APT 208 SAN LUIS OBISPO, CA 93401 | AFLAC | $5 | $0 | $5 | 0.00% |
| LAWRENCE GANSER3 | 1056 DISHMAN LOOP OVIEDO, FL 32765 | AFLAC | $4 | $0 | $4 | 0.00% |
| BERNARD FALCO3 | 657 SHADOWMOSS CIR LAKE MARY, FL 32746 | AFLAC | $4 | $0 | $4 | 0.00% |
| THOMAS ROBERT GIDDENS3 Filed as: THOMAS GIDDENS | P.O. BOX 2517 KENNESAW, GA 30156 | AFLAC | $3 | $0 | $3 | 0.00% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | $0 | $2 | 0.00% |
| JOYCE WEBER ENTERPRISES INC3 Filed as: JOYCE WEBER ENTERPRISES, INC. | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $2 | $0 | $2 | 0.00% |
| JENNIE HAWKINS3 | 3930 S NOVA RD, STE 201 PORT ORANGE, FL 32127 | AFLAC | $1 | $0 | $1 | 0.00% |
| SARAH CADY3 | 123 STONE GABLE CIR WINTER SPRINGS, FL 32708 | AFLAC | $1 | $0 | $1 | 0.00% |
| KATHERINE LATIMER3 | 90 CECILY CT FORTSON, GA 31808 | AFLAC | $1 | $0 | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. | P.O. BOX 2412 DAYTONA BEACH, FL 32115 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.25% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. | P.O. BOX 2412 DAYTONA BEACH, FL 32115 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 4.44% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. | P.O. BOX 2412 DAYTONA BEACH, FL 32115 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 4.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 295 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 295 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE COMPANY | 340 | $103K |
| Vision | COMPBENEFITS | 142 | $21K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 295 | $39K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 295 | $33K |
| Other(3 contracts, 2 carriers) | AFLAC | 295 | $218K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 357 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.