| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 220 S. RIDGEWOOD AVE. DAYTONA BEACH, FL 32114 | DELTA DENTAL INSURANCE COMPANY | $28K | — | $28K | 10.40% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | P.O. BOX 745961 ATLANTA, GA 30374 | STANDARD INSURANCE COMPANY | $17K | — | $17K | 7.10% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. | P.O. BOX 745961 ATLANTA, GA 30374 | STANDARD INSURANCE COMPANY | $14K | — | $14K | 10.29% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC. | P.O. BOX 745961 ATLANTA, GA 303745961 | VISION SERVICE PLAN | $5K | — | $5K | 9.59% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 220 S. RIDGEWOOD AVE. DAYTONA BEACH, FL 32114 | DELTA DENTAL INSURANCE COMPANY | $5K | — | $5K | 10.48% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 220 S. RIDGEWOOD AVE. DAYTONA BEACH, FL 32114 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 220 S. RIDGEWOOD AVE. DAYTONA BEACH, FL 32114 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 9.94% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA EIN 59-1031071 PLAN ADMINISTRATOR | Direct payment from the plan; Non-monetary compensation; Other services; Contract Administrator; Float revenue; Participant communication; Named fiduciary; Claims processing Service code 12 | — | $467K |
| BROWN & BROWN OF FLORIDA INC EIN 59-0864469 CONSULTANT | Other services Service code 49 | — | $130K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 982 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 982 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL INSURANCE COMPANY | 508 | $320K |
| Vision | VISION SERVICE PLAN | 381 | $53K |
| Life insurance(3 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 982 | $317K |
| Long-term disability | STANDARD INSURANCE COMPANY | 804 | $136K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,248 | $847K |
| Other(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 0 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,248 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.