| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 7650 W COURTNEY CAMPBELL CSWY TAMPA, FL 33607 | BLUE CROSS BLUE SHIELD OF FLORIDA | $33K | — | $33K | 4.30% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 7650 W COURTNEY CAMPBELL CSWY TAMPA, FL 33607 | HEALTH OPTIONS | $20K | — | $20K | 4.30% |
| AON CONSULTING INC3 | C/O JP MORGAN CHASE PO BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 10.83% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 1.57% |
| AXA ASSISTANCE, USA5 Filed as: AXA ASSISTANCE USA | 122 SOUTH MICHIGAN AVE SUITE 1100 CHICAGO, IL 606036115 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $21 | $21 | 0.02% |
| IMG5 | 2960 NORTH MERIDIAN ST INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $11 | $11 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 7650 W COURTNEY CAMPBELL CSWY TAMPA, FL 33607 | FLORIDA COMBINED LIFE | $6K | — | $6K | 10.69% |
| CRAWFORD, LINDSEY3 | FLORIDA BLUE 4800 DEERWOOD CAMPUS PKWY #DC2/2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $352 | — | $352 | 0.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 50 | $1.2M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 98 | $822K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 113 | $86K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 113 | $86K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 113 | $86K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 50 | $1.2M |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 113 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 113 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.